Will County property record for 620 Willow St, Frankfort, IL 60423
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,523 sqft · built 1973 |
| Lot Size | 0.26 acres (11,229 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $399,000 (Jan 2026) |
| Tax Bill | $7,549 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Jan 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-09-21-201-009 |
| Primary APN | 19-09-21-201-009 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,523 sqft Living Area |
| Basement Area | 528 sqft |
| Unfinished Basement | 528 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,229 sqft (0.26 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 620 WILLOW ST |
|---|---|
| City | FRANKFORT |
| State | IL |
| Zip | 60423-1141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLOCK 2 IN A T MCINTOSH CO'S LINCOLN MEADOWS UNIT 2, BEING A SUB OF PRT OF THE W1/2 OF THE NE1/4 OF SEC. 21, T35N-R12E |
| Legal Range | 12E |
| Legal Township | 35N |
| Legal Section | 21 |
| Legal Subdivision | CO LINCOLN MEADOWS |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Legal Unit | 2 |
| Jurisdiction | WILL IL |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 883515 |
620 Willow St is owned and occupied by two individuals who bought it in January 2026.
Source: Will County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 620 WILLOW ST, FRANKFORT, IL 60423-1141 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Her Husband |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2025 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jan 20, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 5, 2021 | Intrafamily Transfer, Transfer ATTORNEY |
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2026 · Amount on File |
| Deed Sale | Jan 20, 2026 · Amount on File |
| Deed Document Number | 20263576 |
| Prior Transfer Date | Feb 25, 2021 |
| Prior Transfer Doc | 0000025782 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 620 WILLOW ST, FRANKFORT, IL 60423-1141 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2026 |
| Title Company | UNKNOWN, WILL |
| Name | Verified Name |
|---|---|
| Address | 620 WILLOW ST, FRANKFORT, IL 60423-1141 |
| Document Number | 0000062295 |
|---|---|
| Date | Nov 5, 2025 |
| Instrument | R2025062295 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 20, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Jan 20, 2026 |
| Property Address | 620 WILLOW ST, FRANKFORT, IL 60423-1141 |
| Document Number | 0000003576 |
| Map Reference | DOC 901302 |
| Instrument Date | Jan 2, 2026 |
| Instrument | R2026003576 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2026 |
| Title Company | CITYWIDE TITLE CORPORATION, CITY WIDE TITLE CORPORATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $399.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 620 WILLOW ST, FRANKFORT, IL 60423-1141 |
| Document Number | 0000003579 |
|---|---|
| Date | Jan 20, 2026 |
| Instrument | R2026003579 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.82% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Mar 5, 2021 |
| Property Address | 620 WILLOW ST, FRANKFORT, IL 60423-1141 |
| Document Number | 0000025782 |
| Instrument Date | Feb 25, 2021 |
| Instrument | R2021025782 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 620 WILLDW STREET, FRANKFORT, IL 60423-1141 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 620 WILLOW ST, FRANKFORT, IL 60423-1141 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0000119718 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | R2020119718 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 620 Willow St was $7,549, up 4.6% from the year before.
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Frankfort Township |
| Municipality | Frankfort Village |
| Elementary School District | Frankfort Community Consolidated School District 157C (PK - 08) |
| Secondary School District | Lincoln Way Community High School District 210 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,549.00 (+4.56%) | $105,671 (+6.6%) Land $23,713 Building $81,958 | $317,013 (+6.6%) Land $71,139 Building $245,874 |
| 2024 | $7,220.00 | $99,129 Land $22,245 Building $76,884 | $297,387 Land $66,735 Building $230,652 |
| 2022 | $6,334.00 Homeowner's exemption | $80,637 Land $18,095 Building $62,542 | $241,911 Land $54,285 Building $187,626 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 620 Willow St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (1981–2016) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Feb 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 620 Willow St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT serves 24,000 people · EPA ID IL1970400 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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