Saginaw County property record for 620 W Maple St, Saint Charles, MI 48655
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,728 sqft · built 1976 |
| Lot Size | 0.495 acres (21,562 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Jul 2021) |
| Tax Bill | $4,744 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-10-3-05-0353-601 |
| Primary APN | 24-10-3-05-0353-601 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,728 sqft Living Area |
| 1st Floor Area | 1,728 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,562 sqft (0.495 acres) |
| Lot Dimensions | 263 ft deep x 82 ft wide |
| Garage Area | 1,536 sqft |
| Parking Spaces | 6 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 620 W MAPLE ST |
|---|---|
| City | SAINT CHARLES |
| State | MI |
| Zip | 48655-1260 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SLY 263 FT OF BLK 96 MAP OF ST CHARLES EXC ELY 396 FT THERE OF BLK 96 VILLAGE OF ST CHARLES ALSO PART OF SEC 6 COM ON E LINE |
| Legal Range | 03E |
| Legal Township | 10N |
| Legal Section | 05 |
| Legal Subdivision | VILLAGE OF ST CHARLES |
| Legal Block | 96 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 12600 |
620 W Maple St is owned by an individual who bought it in July 2021.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 294, VERNON, MI 48476-0294 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage 1ST STATE BANK |
| Jul 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage 1ST STATE BANK |
| Feb 2, 2021 | Sheriff's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2021 · Amount on File |
| Deed Sale | Jul 13, 2021 · Amount on File |
| Prior Sale | Feb 2, 2021 · Amount on File |
| Deed Document Number | 202123920 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 620 W MAPLE ST, SAINT CHARLES, MI 48655-1260 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 11150 CARPENTER RD, FLUSHING, MI 48433-9746 |
| Document Number | 0000002023 |
|---|---|
| Date | Jan 21, 2022 |
| Instrument | 2022002023 |
| Name | 1ST STATE BANK |
|---|---|
| Type | Bank |
| Address | SAGINAW, MI 48605 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jul 13, 2021 |
| Property Address | 620 W MAPLE ST, SAINT CHARLES, MI 48655-1260 |
| Document Number | 2021023920 |
| Map Reference | LB 38 PG 131 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 2021023920 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2021 |
| Title Company | LIBERTY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3079 S BALDWIN RD # RD121, 3079, LAKE ORION, MI 48359-1028 |
| Name | Verified Name |
|---|---|
| Address | 11150 CARPENTER RD, FLUSHING, MI 48433-9746 |
| Document Number | 0000022479 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 2021022479 |
| Name | 1ST STATE BANK |
|---|---|
| Type | Bank |
| Address | SAGINAW, MI 48605 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Feb 2, 2021 |
| Property Address | 620 W MAPLE ST, SAINT CHARLES, MI 48655-1260 |
| Document Number | 2021003644 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 2021003644 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3709 S BALDWIN RD # 121, 121, LAKE ORION, MI 48359-1507 |
The 2025 property tax bill for 620 W Maple St was $4,744.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles Village |
| Unified School District | St. Charles Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $87,000 | $174,000 | |
| 2025 | $4,744.00 | ||
| 2023 | $66,800 | $133,600 | |
| 2022 | $2,823.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 620 W Maple St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 7 (1986–2026) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Apr 2026 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 620 W Maple St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF ST. CHARLES serves 2,054 people · EPA ID MI0006260 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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