Saginaw County property record for 463 W Maple St, Saint Charles, MI 48655
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,360 sqft · built 1988 |
| Lot Size | 0.689 acres (30,013 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $145,000 (Sep 2017) |
| Tax Bill | $5,102 (2025) |
| Deeds & Mortgages | Jan 2018 Transfer Sep 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-10-3-05-0362-700 |
| Primary APN | 24-10-3-05-0362-700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,360 sqft Living Area |
| 1st Floor Area | 2,312 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 30,013 sqft (0.689 acres) |
| Lot Dimensions | 200 ft deep x 150 ft wide |
| Garage Area | 1,752 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | Deck Area |
| Patio Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 463 W MAPLE ST |
|---|---|
| City | SAINT CHARLES |
| State | MI |
| Zip | 48655-1227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WLY 100 FT OF LOT 99 EXC SLY 130 FT THEREOF ALSO N 200 FT OF E 50 FT OF BLK 100 VILLAGE OF ST CHARLES SEC 5 T10N R3E |
| Legal Range | 03E |
| Legal Township | 10N |
| Legal Section | 05 |
| Legal Subdivision | VILLAGE ST CHARLES |
| Legal Block | 100 |
| Legal Lot Number | 99 |
| Legal Unit | 99 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 12600 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 463 W MAPLE ST, SAINT CHARLES, MI 48655-1227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 8, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Sep 25, 2017 | Warranty Deed, Transfer CROSSROADS TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2017 · Amount on Record |
| Deed Sale | Sep 25, 2017 · Amount on Record |
| Deed Document Number | 201726349 |
| Prior Transfer Date | Nov 15, 2002 |
| Prior Transfer Doc | 0007115400 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jan 8, 2018 |
| Property Address | 463 W MAPLE ST, SAINT CHARLES, MI 48655-1227 |
| Document Number | 0000000616 |
| Instrument Date | Dec 29, 2017 |
| Instrument | 616 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 463 W MAPLE ST ST CHARLES MI 486551227, ST CHARLES, MI 48655-1227 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Sep 25, 2017 |
| Property Address | 463 W MAPLE ST, SAINT CHARLES, MI 48655-1227 |
| Document Number | 0000026349 |
| Instrument Date | Aug 4, 2017 |
| Instrument | 26349 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2017 |
| Title Company | CROSSROADS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $145.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3832 S GLEANER RD SAGINAW MI 486099762, SAGINAW, MI 48609-9762 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles Village |
| Unified School District | St. Charles Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $124,100 (+25.48%) | $248,200 (+25.48%) | |
| 2025 | $5,102.00 (+78.89%) Homeowner's exemption | ||
| 2023 | $98,900 | $197,800 | |
| 2022 | $2,852.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 7 (1986–2026) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Apr 2026 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF ST. CHARLES serves 2,054 people · EPA ID MI0006260 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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