620 W Concho St, Safford, AZ 85546 Property Records

Graham County property record for 620 W Concho St, Safford, AZ 85546

Property Summary

Property Type	Single Family Home
Details	1,471 sqft · built 2015
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Feb 2021)
Tax Bill	$1,476 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`106-26-309`

Property Details

APN / Parcel Number

Primary APN	`106-26-309`

Interior

Stories	1 Story
Building Area	1,471 sqft Living Area
Gross Area	2,040 sqft
1st Floor Area	1,471 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	569 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	620 W CONCHO ST
City	SAFFORD
State	AZ
Zip	85546-9322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THUNDERBIRD VALLEY LOT 309 SEC17 T8S R26E
Legal Subdivision	THUNDERBIRD VALLEY
Legal Lot Number	309
Jurisdiction	GRAHAM AZ
Township / Civil Division	SAFFORD
Census Block Group	2
Census Block	2026
Census Tract	961500

Owner

620 W Concho St is owned and occupied by two individuals who bought it in February 2021.

Source: Graham County records, as of May 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	620 W CONCHO ST, SAFFORD, AZ 85546-9322
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Warranty Deed, Transfer · Conventional Mortgage MANN MORTGAGE LLC
Jan 26, 2017	Warranty Deed, Transfer · FHA Mortgage NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2021 · Amount on File
Deed Sale	Feb 16, 2021 · Amount on File
Prior Sale	Jan 26, 2017 · Amount on File
Deed Document Number	20211146
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAHAM AZ
Recording Date	Feb 16, 2021
Property Address	620 W CONCHO ST, SAFFORD, AZ 85546-9322
Document Number	0000001146
Map Reference	FILE 8 T-3
Instrument Date	Feb 11, 2021
Instrument	2021-01146
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	STEWART TITLE, STEWART TTL & TR OF PHOENIX

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	620 W CONCHO ST, SAFFORD, AZ 85546-9322

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	620 W CONCHO ST, SAFFORD, AZ 85546-9322

Mortgage

Document Number	0000001147
Date	Feb 16, 2021
Instrument	2021-01147

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAHAM AZ
Recording Date	Jan 26, 2017
Property Address	620 W CONCHO ST, SAFFORD, AZ 85546-9322
Document Number	0000000347
Map Reference	DOC8 T-3
Instrument Date	Dec 30, 2016
Instrument	2017-00347
Transaction Type	Transfer
Record Updated	Apr 26, 2022
Title Company	PIONEER TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	620 W CONCHO ST, SAFFORD, AZ 85546-9322

Mortgage

Document Number	0000000348
Date	Jan 26, 2017
Instrument	2017-00348

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 620 W Concho St was $1,476.

Source: Graham County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Graham County
Unified School District	Safford Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$248,889 Land $8,075 Building $240,814
2025	$1,476.00	$21,120 Land $729 Building $20,391	$211,203 Land $7,289 Building $203,914
2023	$1,277.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 620 W Concho St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 W Concho St is high, ranking above 70% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 58% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAFFORD serves 20,600 people · EPA ID AZ0405005
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2017
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Nov 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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