511 W Concho St, Safford, AZ 85546 Property Records

Graham County property record for 511 W Concho St, Safford, AZ 85546

Property Summary

Property Type	Single Family Home
Details	1,260 sqft · built 1995
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$102,500 (Oct 2017)
Tax Bill	$583 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`106-26-321`

Property Details

APN / Parcel Number

Primary APN	`106-26-321`

Interior

Stories	1 Story
Building Area	1,260 sqft Living Area
Gross Area	1,920 sqft
1st Floor Area	1,260 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	511 W CONCHO ST
City	SAFFORD
State	AZ
Zip	85546-8021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 321 THUNDERBIRD VALLEY
Legal Subdivision	THUNDERBIRD VALLEY
Legal Lot Number	321
Jurisdiction	GRAHAM AZ
Township / Civil Division	SAFFORD
Census Block Group	2
Census Block	2025
Census Tract	961500

Owner

511 W Concho St is owned and occupied by two individuals who bought it in October 2017.

Source: Graham County records, as of May 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	511 W CONCHO ST, SAFFORD, AZ 85546-8021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage MANN MORTGAGE LLC
Oct 31, 2017	Warranty Deed, Transfer · Conventional Mortgage ONEAZ CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2017 · Amount on File
Deed Sale	Oct 31, 2017 · Amount on File
Deed Document Number	20175158
Prior Transfer Date	Jan 3, 2013
Prior Transfer Doc	0000000034
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAHAM AZ
Property Address	511 W CONCHO ST, SAFFORD, AZ 85546-8021
Transaction Type	Mortgage
Record Updated	Apr 17, 2026
Title Company	STEWART TITLE, STEWART TITLE & TRUST OF PHO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 W CONCHO ST, SAFFORD, AZ 85546-8021

Mortgage

Document Number	0000007402
Date	Nov 22, 2021
Instrument	2021-07402

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAHAM AZ
Recording Date	Oct 31, 2017
Property Address	511 W CONCHO ST, SAFFORD, AZ 85546-8021
Document Number	0000005158
Instrument Date	Oct 24, 2017
Instrument	5158
Transaction Type	Transfer
Record Updated	Nov 15, 2017
Title Company	PIONEER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	511 W CONCHO ST SAFFORD AZ 855468021, SAFFORD, AZ 85546-8021

Mortgage

Document Number	5159
Date	Oct 31, 2017
Instrument	5159

Lender

Name	ONEAZ CU
Address	PHOENIX, AZ 85027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 511 W Concho St was $583 with a disabled person's exemption.

Source: Graham County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Graham County
Unified School District	Safford Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$162,234 Land $7,677 Building $154,557
2025	$583.00	$13,816 Land $693 Building $13,123	$138,154 Land $6,929 Building $131,225
2023	$498.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 511 W Concho St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 W Concho St is high, ranking above 70% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 58% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAFFORD serves 20,600 people · EPA ID AZ0405005
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2017
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Nov 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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