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620 W Central St, Chippewa Falls, WI 54729 Property Records

Chippewa County property record for 620 W Central St, Chippewa Falls, WI 54729

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,792 sqft · built 1885
OwnerIndividual Name on File
Last Sale$125,000 (Dec 2018)
Tax Bill$2,994 (2025)
Deeds & MortgagesApr 2021 Refinance
Dec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN22808-0634-6011-1505

Property Details

APN / Parcel Number

Primary APN22808-0634-6011-1505
Alternative APN
  • 211 3939

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,792 sqft Living Area
Basement Area1,247 sqft

Exterior

Year BuiltBuilt 1885
Roof MaterialAsphalt

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemGas
SewerConnected

Location & Zoning

Account Number211 3939
Street Address620 W CENTRAL ST
CityCHIPPEWA FALLS
StateWI
Zip54729-2255
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTERN ADDITION LOT 5 & SW 18' OF LOT 6 BLK 15
Legal Range08W
Legal Township28N
Legal Section06
Legal SubdivisionWESTERN ADDITION
Legal Block15
Legal Lot Number5-6
JurisdictionCHIPPEWA WI
Township / Civil DivisionCHIPPEWA FALLS
Census Block Group3
Census Block3030
Census Tract10300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the West Hill Residential Historic District
listed 2021 · 139 contributing resources · NRIS 100006503

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

620 W Central St is owned and occupied by an individual who bought it in December 2018.

Source: Chippewa County records, as of February 18, 2026

Owner of RecordIndividual Name on File
Mailing Address620 W CENTRAL ST, CHIPPEWA FALLS, WI 54729-2255
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ROYAL CREDIT UNION
Dec 31, 2018Warranty Deed, Transfer · Stand-Alone First Mortgage
ROYAL CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 31, 2018 · Amount on File
Deed SaleDec 31, 2018 · Amount on File
Prior SaleOct 9, 2015
Deed Document Number885215
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHIPPEWA WI
Property Address620 W CENTRAL ST, CHIPPEWA FALLS, WI 54729-2255
Transaction TypeMortgage
Record UpdatedApr 28, 2021
Title CompanyMISC COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number915654
DateApr 5, 2021
Instrument915654
Lender
NameROYAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMay 1, 2051

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHIPPEWA WI
Recording DateDec 31, 2018
Property Address620 W CENTRAL ST, CHIPPEWA FALLS, WI 54729-2255
Document Number0000885215
Instrument DateDec 31, 2018
Instrument885215
Transaction TypeTransfer
Record UpdatedApr 12, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address602 W CENTRAL ST, CHIPPEWA FALLS, WI 54729-2255
InvestorPossibly a Property Investor

Mortgage

Document Number0000885216
DateDec 31, 2018
Instrument885216
Lender
NameROYAL CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 620 W Central St was $2,994 with a homeowner's exemption.

Source: Chippewa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyChippewa County
MunicipalityChippewa Falls City
Unified School DistrictChippewa Falls Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,994.00 Homeowner's exemption$159,400 Land $22,900 Building $136,500$235,200
2023$2,826.00 Homeowner's exemption$159,400 Land $22,900 Building $136,500$206,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 W Central St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 620 W Central St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHIPPEWA FALLS WATERWORKS
serves 13,375 people · EPA ID WI6090456
Water SourceGroundwater
Last State InspectionOct 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

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