604 W Central St, Chippewa Falls, WI 54729 Property Records

Chippewa County property record for 604 W Central St, Chippewa Falls, WI 54729

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,219 sqft · built 1870
Lot Size0.32 acres (14,008 sqft)
OwnerIndividual Name on Record
Last Sale$111,600 (Oct 2010)
Tax Bill$3,646 (2025)
Deeds & MortgagesOct 2025 Second Mortgage
Oct 2023 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN22808-0634-6011-1508

Property Details

APN / Parcel Number

Primary APN22808-0634-6011-1508
Alternative APN
  • 211 3941

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms1 Room
Stories2 Stories
Building Area3,219 sqft Living Area
Basement Area1,008 sqft

Exterior

Year BuiltBuilt 1870
Effective Year BuiltEffective 1870
Roof MaterialAsphalt
Lot Area14,008 sqft (0.32 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemGas
SewerConnected

Location & Zoning

Account Number211 3941
Street Address604 W CENTRAL ST
CityCHIPPEWA FALLS
StateWI
Zip54729-2255
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTERN ADDITION LOT 7 THE NE 46' & LOT 8 BLK 15
Legal Range08W
Legal Township28N
Legal Section06
Legal SubdivisionWESTERN ADDITION
Legal Block15
Legal Lot Number7-8
JurisdictionCHIPPEWA WI
Township / Civil DivisionCHIPPEWA FALLS
Census Block Group3
Census Block3030
Census Tract10300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the West Hill Residential Historic District
listed 2021 · 139 contributing resources · NRIS 100006503

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chippewa County records, as of February 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address604 W CENTRAL ST, CHIPPEWA FALLS, WI 54729-2255
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Oct 11, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Oct 28, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 25, 2010 · Amount on Record
Deed SaleOct 25, 2010 · Amount on Record
Prior SaleAug 6, 2009 · Amount on Record
Deed Document Number2010787217
Prior Transfer DateApr 6, 2007
Prior Transfer Doc0000734992
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHIPPEWA WI
Property Address604 W CENTRAL ST, CHIPPEWA FALLS, WI 54729-2255
Transaction TypeMortgage
Record UpdatedDec 9, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000964429
DateOct 21, 2025
Instrument964429
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2045

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHIPPEWA WI
Property Address604 W CENTRAL ST, CHIPPEWA FALLS, WI 54729-2255
Transaction TypeMortgage
Record UpdatedOct 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000945353
DateOct 11, 2023
Instrument945353
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2043

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHIPPEWA WI
Property Address604 W CENTRAL ST, CHIPPEWA FALLS, WI 54729-2255
Transaction TypeMortgage
Record UpdatedMay 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000908822
DateOct 28, 2020
Instrument908822
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Chippewa County assessment roll, as of February 19, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyChippewa County
MunicipalityChippewa Falls City
Unified School DistrictChippewa Falls Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,646.00 (+17.5%) Homeowner's exemption$173,700 (-) Land $27,500 Building $146,200$283,100 (+25.65%)
2023$3,103.00 Homeowner's exemption$173,700 Land $27,500 Building $146,200$225,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHIPPEWA FALLS WATERWORKS
serves 13,375 people · EPA ID WI6090456
Water SourceGroundwater
Last State InspectionOct 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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