620 W 2nd St, Chadron, NE 69337 Property Records

Dawes County property record for 620 W 2nd St, Chadron, NE 69337

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,512 sqft · built 1943
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Dec 2019)
Tax Bill	$1,834 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`230005435`

Property Details

APN / Parcel Number

Primary APN	`230005435`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Basement Area	1,512 sqft
Finished Basement	1,512 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Split Foyer
Exterior Material	Shingles
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	620 W 2ND ST
City	CHADRON
State	NE
Zip	69337-2205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	BLOCK: 62 LOT: W.80'-OF-12 & 13 ADDITION: WEST
Legal Subdivision	ADDITION WEST
Legal Block	62
Legal Lot Number	W
Jurisdiction	DAWES NE
Township / Civil Division	02
Census Block Group	4
Census Block	4022
Census Tract	950700

Owner

620 W 2nd St is owned and occupied by two individuals who bought it in December 2019.

Source: Dawes County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	620 W 2ND ST, CHADRON, NE 69337-2205
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Line of Credit SECURITY FIRST BANK
Dec 17, 2019	Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2019 · Amount on File
Deed Sale	Dec 17, 2019 · Amount on File
Deed Document Number	20191318
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAWES NE
Property Address	620 W 2ND ST, CHADRON, NE 69337-2205
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 W 2ND ST, CHADRON, NE 69337-2205

Mortgage

Document Number	0202501141
Date	Nov 24, 2025
Instrument	2025-01141

Lender

Name	SECURITY FIRST BANK
Type	Bank
Address	LINCOLN, NE 68506

Agreement

Type	Line of Credit
Amount	Amount on Record

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	DAWES NE
Recording Date	Dec 17, 2019
Property Address	620 W 2ND ST, CHADRON, NE 69337-2205
Document Number	201901318
Instrument Date	Dec 17, 2019
Instrument	2019-01318
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	DAWES COUNTY ABSTRACT AND TITLE, DAWES CNTY ABSTRACT & TTL IN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	201901319
Date	Dec 17, 2019
Instrument	2019-01319

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Dec 17, 2059

Interest

Rate	3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 620 W 2nd St was $1,834.

Source: Dawes County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Dawes County
Municipality	Chadron City
Unified School District	Chadron Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,595 (+3.88%) Land $21,400 Building $116,195	$137,595 (+3.88%) Land $21,400 Building $116,195
2025	$1,834.00	$132,455 Land $20,600 Building $111,855	$132,455 Land $20,600 Building $111,855
2023	$2,328.00	$128,595 Land $20,000 Building $108,595	$128,595 Land $20,000 Building $108,595

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 W 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 W 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHADRON serves 6,257 people · EPA ID NE3104507
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Cable · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Viaero Wireless.

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