449 W 2nd St, Chadron, NE 69337 Property Records

Dawes County property record for 449 W 2nd St, Chadron, NE 69337

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,976 sqft · built 1935
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Mar 2026)
Tax Bill	$1,576 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`230004678`

Property Details

APN / Parcel Number

Primary APN	`230004678`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,976 sqft Living Area
1st Floor Area	988 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	449 W 2ND ST
City	CHADRON
State	NE
Zip	69337-2201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	BLOCK: 8 LOT: 9-10 ADDITION: OT
Legal Subdivision	ADDITION OT
Legal Block	8
Legal Lot Number	9-10
Jurisdiction	DAWES NE
Township / Civil Division	01
Census Block Group	4
Census Block	4032
Census Tract	950700

Owner

Source: Dawes County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	449 W 2ND ST, CHADRON, NE 69337-2201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · Commercial Mortgage SECURITY FIRST BANK
Jul 30, 2020	Warranty Deed, Transfer · Conventional Mortgage SECURITY FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2026 · Amount on Record
Deed Sale	Mar 5, 2026 · Amount on Record
Prior Sale	Jul 30, 2020 · Amount on Record
Deed Document Number	2026158
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAWES NE
Property Address	449 W 2ND ST, CHADRON, NE 69337-2201
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4098 510TH RD, HAY SPRINGS, NE 69347-4147

Mortgage

Document Number	0202600159
Date	Mar 5, 2026
Instrument	2026-00159

Lender

Name	SECURITY FIRST BANK
Type	Bank
Address	CHADRON, NE 69337

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAWES NE
Recording Date	Jul 30, 2020
Property Address	449 W 2ND ST, CHADRON, NE 69337-2201
Document Number	202000730
Instrument Date	Jul 30, 2020
Instrument	2020-00730
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	ADAMS COUNTY ABSTRACT AND TITLE COMPANY, DAWES CNTY ABSTRACT & TTL CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	202000731
Date	Jul 30, 2020
Instrument	2020-00731

Lender

Name	SECURITY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Dawes County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Dawes County
Municipality	Chadron City
Unified School District	Chadron Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,265 (+3.88%) Land $13,375 Building $104,890	$118,265 (+3.88%) Land $13,375 Building $104,890
2025	$1,576.00 (-21.24%)	$113,845 (+3%) Land $12,875 Building $100,970	$113,845 (+3%) Land $12,875 Building $100,970
2023	$2,001.00	$110,530 Land $12,500 Building $98,030	$110,530 Land $12,500 Building $98,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHADRON serves 6,257 people · EPA ID NE3104507
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Great Plains Communications, Viaero Wireless.

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