Henderson County property record for 620 Upward Rd, Flat Rock, NC 28731
| Property Type | Office Building |
|---|---|
| Details | 1,378 sqft · built 1997 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Nov 2010) |
| Tax Bill | $1,429 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 9588200653 |
| Primary APN | 9588200653 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,378 sqft Total Area |
| 1st Floor Area | 1,378 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 16,117 sqft (0.37 acres) |
| Porch | Slab |
| Porch Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 9928088 |
|---|---|
| Street Address | 620 UPWARD RD |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-8746 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Local Zoning Code | 9928088~RC |
| Legal Description | ON UPWARD RD |
| Legal Subdivision | UPWARD RD\I26 |
| Legal Block | 20 |
| Legal Lot Number | 653 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 3 |
| Census Block | 3048 |
| Census Tract | 931000 |
620 Upward Rd, a commercial property, is owned by two individuals who bought it in November 2010.
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3737 HOWARD GAP RD, HENDERSONVILLE, NC 28792-3174 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2010 · Amount on File |
| Deed Sale | Nov 17, 2010 · Amount on File |
| Deed Book / Page | 1445 / 577 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 620 Upward Rd was $1,429.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $254,800 Land $183,000 Building $71,800 | ||
| 2025 | $1,429.00 | ||
| 2023 | $254,800 Land $183,000 Building $71,800 | $254,800 Land $183,000 Building $71,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 620 Upward Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1994–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 620 Upward Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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