577 Upward Rd, Flat Rock, NC 28731 Property Records

Henderson County property record for 577 Upward Rd, Flat Rock, NC 28731

Property Summary

Property Type	Auto Repair, Garage
Details	9,955 sqft · built 1995
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,210,000 (Nov 2021)
Tax Bill	$5,803 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9588103346`

Property Details

APN / Parcel Number

Primary APN	`9588103346`
Alternative APNs	`00958810334655` `9948537`

Interior

Stories	1 Story
Building Area	9,955 sqft Total Area
1st Floor Area	8,500 sqft
Office	720 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Metal
Lot Area	36,155 sqft (0.83 acres)
Canopy	156 sqft
Storage Building	72 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	9948537
Street Address	577 UPWARD RD
City	FLAT ROCK
State	NC
Zip	28731-8571
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Local Zoning Code	9948537~RC
Legal Description	ON UPWARD RD
Legal Block	10
Legal Lot Number	3346
Jurisdiction	HENDERSON NC
Township / Civil Division	BLUE RIDGE
Census Block Group	2
Census Block	2003
Census Tract	931401

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	577 UPWARD RD, FLAT ROCK, NC 28731-8571
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2021 · Amount on Record
Deed Sale	Nov 16, 2021 · Amount on Record
Deed Document Number	2021967485
Deed Book / Page	3821 / 249
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Nov 16, 2021
Property Address	577 UPWARD RD, FLAT ROCK, NC 28731-8571
Document Number	0038210249
Book / Page	3821 / 249
Instrument Date	Nov 16, 2021
Instrument	967485
Transaction Type	Transfer
Record Updated	Jan 19, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	231 MEYER RD, 231, HENDERSONVILLE, NC 28792-5558

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 UPWARD RD, FLAT ROCK, NC 28731-8571

Mortgage

Document Number	0000967486
Date	Nov 16, 2021
Instrument	967486

Lender

Name	GLOVER MCMURRAY ETUX
Type	Seller

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,034,500 (-) Land $723,100 Building $311,400
2025	$5,803.00
2023		$1,034,500 Land $723,100 Building $311,400	$1,034,500 Land $723,100 Building $311,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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