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620 Union St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 620 Union St, Schenectady, NY 12305

Property Summary

Property TypeOffice Building
Details13,288 sqft · built 1985
Lot Size0.428 acres (18,650 sqft)
OwnerCompany Name on Record
Last Sale$660,000 (Dec 2022)
Tax Bill$38,652 (2026)
Deeds & MortgagesDec 2022 Mortgage
Dec 2022 Sale
Flood ZoneZone X (minimal risk)
APN421500 39.65-4-5

Property Details

APN / Parcel Number

Primary APN421500 39.65-4-5
Alternative APN
  • 150003906500040050000000

Interior

Stories4 Stories
Building Area13,288 sqft Gross Area
Basement Area4,418 sqft
Unfinished Basement4,418 sqft
ElevatorElevator

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Lot Area18,650 sqft (0.428 acres)
Lot Dimensions150 ft deep x 128 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address620 UNION ST
CitySCHENECTADY
StateNY
Zip12305-1503
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Local Zoning Code05 - COMME
Legal Description2 BRICK
Legal Block4
Legal Lot Number5.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1001
Census Tract21001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Union Street Historic District
listed 1982 · 184 contributing resources · NRIS 82001268

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address2928 WALDEN AVE, DEPEW, NY 14043-2615
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2022Deed of Trust, Mortgage · Commercial Mortgage
EVANS BANK NA
Dec 28, 2022Warranty Deed, Transfer
TRINITY TITLE AND ABSTRACT CORPORATION, TRINITY TTL & ABSTRACT CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 28, 2022 · Amount on Record
Deed SaleDec 28, 2022 · Amount on Record
Deed Document Number202268413
Deed Book / Page2100 / 11
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address620 UNION ST, SCHENECTADY, NY 12305-1503
Transaction TypeMortgage
Record UpdatedJan 10, 2023
Title CompanyTRINITY TTL & ABSTRACT CORP

Transferred To (Grantee/Buyer)

NameVerified Name
Address359 QUAKER RD, EAST AURORA, NY 14052-2115

Mortgage

Document Number0000068410
DateDec 28, 2022
Book Page5280/538
Instrument202268410
Lender
NameEVANS BANK NA
TypeBank
AddressBUFFALO, NY 14221
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateDec 28, 2022
Property Address620 UNION ST, SCHENECTADY, NY 12305-1503
Document Number0000068413
Book / Page2100 / 11
Instrument DateSep 22, 2022
Instrument202268413
Transaction TypeTransfer
Record UpdatedJan 10, 2023
Title CompanyTRINITY TITLE AND ABSTRACT CORPORATION, TRINITY TTL & ABSTRACT CORP

Transaction

AmountAmount Recorded
Tax$2,640.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address620 UNION ST, SCHENECTADY, NY 12305-1503

Transferred To (Grantee/Buyer)

NameVerified Name
Address359 QUAKER RD, EAST AURORA, NY 14052-2115

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$38,652.00 (+15.71%)
2025$33,405.00 (+1.16%)$800,800 (-) Land $44,400 Building $756,400$1,326,047 (+30.82%) Land $73,522 Building $1,252,525
2023$800,800 (-) Land $44,400 Building $756,400$1,013,671 (+3.8%) Land $56,203 Building $957,468
2022$800,800 Land $44,400 Building $756,400$976,585 Land $54,146 Building $922,439
2021$33,022.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Massivemesh Networks.

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