612 Union St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 612 Union St, Schenectady, NY 12305

Property Summary

Property Type	Apartments (5+ Units)
Details	7,937 sqft · built 1972
Lot Size	0.155 acres (6,750 sqft)
Owner	Company Name on Record
Last Sale	$647,500 (Dec 2023)
Tax Bill	$17,095 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 39.65-4-4`

Property Details

APN / Parcel Number

Primary APN	`421500 39.65-4-4`
Alternative APN	`150003906500040040000000`

Interior

Units	11 Units
Stories	2 Stories
Building Area	7,937 sqft Gross Area
Basement Area	4,307 sqft
Unfinished Basement	4,307 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	150 ft deep x 48 ft wide
Porch	Slab
Porch Area	372 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	612 UNION ST
City	SCHENECTADY
State	NY
Zip	12305-1521
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	05 - COMME
Legal Description	2 STONE AND BRICK
Legal Block	4
Legal Lot Number	4.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1001
Census Tract	21001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Union Street Historic District listed 1982 · 184 contributing resources · NRIS 82001268

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	35 CENTURY DR, BALLSTON SPA, NY 12020-4205
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2023 · Amount on Record
Deed Sale	Dec 27, 2023 · Amount on Record
Prior Sale	Jul 14, 2003 · Amount on Record
Deed Document Number	202372549
Deed Book / Page	2121 / 947
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 27, 2023
Property Address	612 UNION ST, SCHENECTADY, NY 12305-1521
Document Number	0000072549
Book / Page	2121 / 947
Instrument Date	Nov 20, 2023
Instrument	202372549
Transaction Type	Transfer
Record Updated	Jan 9, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1512 WHITE PLAINS RD, BRONX, NY 10462-4106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 CENTURY DR, BALLSTON SPA, NY 12020-4205

Mortgage

Document Number	0000072550
Date	Dec 27, 2023
Book Page	5349/112
Instrument	202372550

Lender

Name	NANDINI SINGH
Type	Private Party
Address	1512 WHITE PLAINS RD, BRONX, NY 10462

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,095.00 (+7.19%)
2025	$15,948.00 (+22.03%)	$315,100 (-) Land $23,500 Building $291,600	$521,775 (+30.82%) Land $38,914 Building $482,861
2023		$315,100 (-) Land $23,500 Building $291,600	$398,861 (+3.8%) Land $29,747 Building $369,114
2022		$315,100 Land $23,500 Building $291,600	$384,268 Land $28,659 Building $355,609
2021	$13,069.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks.

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