620 Topaz Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 620 Topaz Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,618 sqft · built 1998
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$328,000 (Oct 2022)
Tax Bill	$4,059 (2025)
Deeds & Mortgages	Feb 2023 Sale Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T990300085`

Property Details

APN / Parcel Number

Primary APN	`T990300085`
Alternative APN	`2-0051-8026-00-0100.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,918 sqft Living Area
Gross Area	3,540 sqft
1st Floor Area	1,618 sqft
Basement Area	1,522 sqft
Finished Basement	1,300 sqft
Unfinished Basement	222 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	68 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T990300085
Street Address	620 TOPAZ DR
City	O FALLON
State	MO
Zip	63366-7905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIAMOND POINTE #2 LOT 100
Legal Subdivision	DIAMOND PT #2
Legal Lot Number	100
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	4
Census Block	4003
Census Tract	311602

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2073 SAINT MADELEINE DR, O FALLON, MO 63368-7572
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Beneficiary Deed, Transfer
Jun 28, 2019	Deed of Trust, Mortgage · FHA Mortgage A1 MTG GRP LLC
Aug 9, 2018	Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2022 · Amount on Record
Deed Sale	Oct 4, 2022 · Amount on Record
Prior Sale	Aug 9, 2018 · Amount on Record
Deed Document Number	202254359
Last Transfer Date	Feb 18, 2023
Transfer Doc	0000006158
Record Updated	Oct 29, 2026

February 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 21, 2023
Property Address	620 TOPAZ DR, O FALLON, MO 63366-7905
Document Number	0000006158
Map Reference	MB 35 PG 131
Instrument Date	Feb 18, 2023
Instrument	2023R-006158
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2073 SAINT MADELEINE DR, DARDENNE PRAIRIE, MO 63368-7572

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	620 TOPAZ DR, O FALLON, MO 63366-7905

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	620 TOPAZ DR, O FALLON, MO 63366-7905
Document Number	0071002499
Instrument Date	Jun 28, 2019
Transaction Type	Mortgage
Record Updated	Jul 25, 2019
Title Company	ATG

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	620 TOPAZ DR O FALLON MO 633667905, O FALLON, MO 63366-7905

Mortgage

Document Number	0071002499
Date	Jul 5, 2019
Book Page	007100/002499
Instrument	338670

Lender

Name	A1 MTG GRP LLC
Type	Mortgage Company
Address	LEES SUMMIT, MO 64063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 9, 2018
Property Address	620 TOPAZ DR, O FALLON, MO 63366-7905
Document Number	0069602169
Book / Page	6960 / 2169
Map Reference	MB 35 PG 131
Instrument Date	Aug 8, 2018
Instrument	20180809000454910
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 TOPAZ DR, O FALLON, MO 63366-7905

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,198 (-)	$332,622 (-) Land $60,000 Building $272,622
2025	$4,059.00	$63,198 (+8.47%)	$332,622 (+8.47%) Land $60,000 Building $272,622
2023		$58,261
2022			$306,636 Land $50,000 Building $256,636

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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