619 Topaz Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 619 Topaz Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,006 sqft · built 1999
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$174,730 (Apr 2023)
Tax Bill	$4,219 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Sep 2017 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T990300061`

Property Details

APN / Parcel Number

Primary APN	`T990300061`
Alternative APN	`2-0051-8026-00-0027.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,006 sqft Living Area
Gross Area	3,268 sqft
1st Floor Area	1,148 sqft
Basement Area	810 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.22 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	180 sqft
Deck Area	Deck Area
Patio Area	558 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T990300061
Street Address	619 TOPAZ DR
City	O FALLON
State	MO
Zip	63366-7908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIAMOND POINTE #2 LOT 27
Legal Subdivision	DIAMOND PT #2
Legal Lot Number	27
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	4
Census Block	4000
Census Tract	311602

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	619 TOPAZ DR, O FALLON, MO 63366-7908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST COMMUNITY CU
Sep 12, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2023 · Amount on Record
Deed Sale	Apr 4, 2023 · Amount on Record
Prior Sale	Dec 22, 2015 · Amount on Record
Deed Document Number	202312589
Prior Transfer Date	Mar 30, 2023
Prior Transfer Doc	0000012589
Record Updated	Oct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Apr 4, 2023
Property Address	619 TOPAZ DR, O FALLON, MO 63366-7908
Document Number	0000012589
Map Reference	MB 35 PG 131&132
Instrument Date	Mar 30, 2023
Instrument	2023R-012589
Transaction Type	Transfer
Record Updated	May 8, 2023
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	619 TOPAZ DR, O FALLON, MO 63366-7908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	619 TOPAZ DR, O FALLON, MO 63366-7908

Mortgage

Document Number	0000012591
Date	Apr 4, 2023
Instrument	2023R-012591

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	619 TOPAZ DR, O FALLON, MO 63366-7908
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000573920
Date	Sep 12, 2017
Book Page	6806/0128
Instrument	20170912000573920

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Aug 30, 2027

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,716 (-)	$345,874 (-) Land $60,000 Building $285,874
2025	$4,219.00	$65,716 (+10.74%)	$345,874 (+10.74%) Land $60,000 Building $285,874
2023		$59,340
2022			$312,316 Land $50,000 Building $262,316

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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