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620 Thomas St, Apt 287, Key West, FL 33040 Property Records

Monroe County property record for 620 Thomas St, Apt 287, Key West, FL 33040

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 646 sqft · built 1991
Lot Size5 acres (248,108 sqft)
Owner2 Individual Names on Record
Last Sale$899,000 (Jan 2023)
Tax Bill$6,702 (2024)
Deeds & MortgagesJan 2023 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN00013180-000287

Property Details

APN / Parcel Number

Primary APN00013180-000287
Alternative APNs
  • 01010100013180000287
  • 8802820

Interior

Bedrooms2 Beds
Full Baths1 Bath
Units199 Units
Building Area646 sqft Living Area

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleCondo/Apartment
Lot Area248,108 sqft (5 acres)

Location & Zoning

Account Number8802820
Street Address620 THOMAS ST, 287
CityKEY WEST
StateFL
Zip33040-8365
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeHPRD
Legal DescriptionUNIT 287 SHIPYARD, A CONDOMINIUM OR1235-1968/69 OR1415-2438 OR1655-2041/43Q/C OR1687-841/42 OR2104-601 OR2302-960D/C OR2354-22 OR3210-0094
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionSHIPYARD CONDO
Legal Lot Number287
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2028
Census Tract972500

Owner

Source: Monroe County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address30 FITCH HORN RD, MONROEVILLE, NJ 08343-1884
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 27, 2023 · Amount on Record
Deed SaleJan 27, 2023 · Amount on Record
Prior SaleApr 14, 2005 · Amount on Record
Deed Document Number20232404973
Deed Book / Page3210 / 94
Prior Transfer DateFeb 15, 2008
Prior Transfer Doc0023540022
Record UpdatedJun 8, 2026

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionMONROE FL
Recording DateJan 27, 2023
Property Address620 THOMAS ST APT 287, 287, KEY WEST, FL 33040-8365
Document Number0032100094
Book / Page3210 / 94
Map ReferenceMB 1143 PG 2149
Instrument DateJan 18, 2023
Instrument2404973
Transaction TypeTransfer
Record UpdatedFeb 17, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,293.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address726 SIMONTON ST, KEY WEST, FL 33040-7475

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 FITCHCORN ROAD, UPPER PITTSGROVE, NJ

Mortgage

Document Number0003210100
DateJan 27, 2023
Instrument3210/100
Lender
NameNEXERA HOLDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$731,607 (+5.24%) Building $731,607$731,607 (+5.24%) Building $731,607
2024$6,702.00 (+12.09%)
2023$5,979.00 (+12.39%)$695,191 (+14.75%) Building $695,191$695,191 (+14.75%) Building $695,191
2022$5,320.00$605,807 Building $605,807$605,807 Building $605,807

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 307 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies746 units insured
incl. 439 condo units
Nearby Flood Claims53 (2005–2017)
Claims Outside the SFHA5 of 53
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 50 claims
  • Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications, Verizon.

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