620 Thomas St, Apt 285, Key West, FL 33040 Property Records

Monroe County property record for 620 Thomas St, Apt 285, Key West, FL 33040

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 646 sqft · built 1991
Lot Size5.69 acres (248,108 sqft)
OwnerCompany Name on Record
Last Sale$607,500 (Mar 2015)
Tax Bill$6,203 (2024)
Flood ZoneZone X (moderate risk)
APN00013180-000285

Property Details

APN / Parcel Number

Primary APN00013180-000285
Alternative APNs
  • 01010100013180000285
  • 8802803

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area646 sqft Living Area

Exterior

Year BuiltBuilt 1991
Lot Area248,108 sqft

Location & Zoning

Account Number8802803
Old Parcel Number01010100013180000285
Street Address620 THOMAS ST APT 285, 285
CityKEY WEST
StateFL
Zip33040-8365
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 285 SHIPYARD, A CONDOMINIUM OR1232-2214/15 OR1496-1417 OR1539-1818/19 OR1539-1825 OR1724-2217/20T/C OR1724-2221/23AFF
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionSHIPYARD CONDO
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2028
Census Tract972500

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address155 TEAL DR, MILLSBORO, DE 19966-8769
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 31, 2015 · Amount on Record
Deed SaleMar 31, 2015 · Amount on Record
Prior SaleSep 6, 2005 · Amount on Record
Deed Document Number2022071
Deed Book / Page2732 / 0867
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$657,775 (-2.69%) Building $657,775$657,775 (-2.69%) Building $657,775
2024$6,203.00 (+6%)
2023$5,852.00 (+12.24%)$675,944 (+14.37%) Building $675,944$675,944 (+14.37%) Building $675,944
2022$5,214.00$591,001 Building $591,001$591,001 Building $591,001

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 307 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies746 units insured
incl. 439 condo units
Nearby Flood Claims53 (2005–2017)
Claims Outside the SFHA5 of 53
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 50 claims
  • Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications, Verizon.

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