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620 Thomas St, Apt 276, Key West, FL 33040 Property Records

Monroe County property record for 620 Thomas St, Apt 276, Key West, FL 33040

Property Summary

Property TypeCondominium
Details1 bd · 1 ba · 646 sqft · built 1991
Lot Size5 acres (248,108 sqft)
Owner2 Trust Names on File
Last Sale$699,000 (Mar 2021)
Tax Bill$6,909 (2024)
Deeds & MortgagesMar 2021 Sale
Flood ZoneZone X (moderate risk)
APN00013180-000276

Property Details

APN / Parcel Number

Primary APN00013180-000276
Alternative APNs
  • 01010100013180000276
  • 8816855

Interior

Bedrooms1 Bed
Full Baths1 Bath
Units199 Units
Building Area646 sqft Living Area

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleCondo/Apartment
Lot Area248,108 sqft (5 acres)

Location & Zoning

Account Number8816855
Street Address620 THOMAS ST, 276
CityKEY WEST
StateFL
Zip33040-8364
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeHPRD
Legal DescriptionUNIT 276 SHIPYARD, A CONDOMINIUM OR1267-1907 OR1267-1909 OR2090-2481 OR2804-2380 OR3081-0988 OR3302-0661
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionSHIPYARD CONDO
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2028
Census Tract972500

Owner

620 Thomas St, Apt 276 is held in a trust since November 2024.

Source: Monroe County records, as of December 29, 2025

Owner of Record2 Trust Names on File
Mailing Address5031 5TH AVE, KEY WEST, FL 33040-5707
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 15, 2021 · Amount on File
Deed SaleMar 15, 2021 · Amount on File
Prior SaleJul 7, 2016 · Amount on File
Deed Document Number20212308337
Deed Book / Page3081 / 988
Last Transfer DateNov 22, 2024
Transfer Doc0033020661
Record UpdatedJun 8, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMar 15, 2021
Property Address620 THOMAS ST APT 276, 276, KEY WEST, FL 33040-8364
Document Number0030810988
Book / Page3081 / 988
Map ReferenceMB 1143 PG 2149
Instrument DateMar 12, 2021
Instrument2308337
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$4,893.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address23626 SUNROSE LN, 23626, GOLDEN, CO 80401-7022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5031 5TH AVE LOT 2, 2, KEY WEST, FL 33040-5717

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$728,597 Building $728,597$728,597 Building $728,597
2024$6,909.00 (+5.1%)
2023$6,574.00 (+12.32%)$748,717 (+14.28%) Building $748,717$748,717 (+14.28%) Building $748,717
2022$5,853.00$655,188 Building $655,188$655,188 Building $655,188

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 Thomas St, Apt 276 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 307 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies746 units insured
incl. 439 condo units
Nearby Flood Claims53 (2005–2017)
Claims Outside the SFHA5 of 53
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 50 claims
  • Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 620 Thomas St, Apt 276 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications, Verizon.

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