620 Thomas St, Apt 274, Key West, FL 33040 Property Records

Monroe County property record for 620 Thomas St, Apt 274, Key West, FL 33040

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 646 sqft · built 1991
Lot Size	5.69 acres (248,108 sqft)
Owner	Individual Name on File
Last Sale	$750,000 (Dec 2021)
Tax Bill	$6,419 (2024)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`00013180-000274`

Property Details

APN / Parcel Number

Primary APN	`00013180-000274`
Alternative APNs	`01010100013180000274` `8792433`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	646 sqft Living Area

Exterior

Year Built	Built 1991
Lot Area	248,108 sqft

Location & Zoning

Account Number	8792433
Old Parcel Number	01010100013180000274
Street Address	620 THOMAS ST APT 274, 274
City	KEY WEST
State	FL
Zip	33040-8364
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 274 SHIPYARD A CONDOMINIUM OR1189-909 OR1451-1723 OR1479-1720 OR1786-1033 OR1844-699 OR2130-121 OR2587-2369 OR3142-1534
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	SHIPYARD
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2028
Census Tract	972500

Owner

620 Thomas St, Apt 274 is owned by an individual who bought it in December 2021.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	38 NESTLINGWOOD DR, LONG VALLEY, NJ 07853-3523
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2021 · Amount on File
Deed Sale	Dec 10, 2021 · Amount on File
Prior Sale	Sep 11, 2012 · Amount on File
Deed Document Number	2352377
Deed Book / Page	3142 / 1534
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Dec 10, 2021
Property Address	620 THOMAS ST APT 274, 274, KEY WEST, FL 33040-8364
Document Number	0031421534
Book / Page	3142 / 1534
Map Reference	MB 1143 PG 2149
Instrument Date	Dec 7, 2021
Instrument	2352377
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3337 OLD BRAINARD RD, 3337, PEPPER PIKE, OH 44124-5627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 NESTLINGWOOD DR, LONG VALLEY, NJ 07853-3525

Mortgage

Document Number	0031421536
Date	Dec 10, 2021
Instrument	3142/1536

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$709,909 Building $709,909	$709,909 Building $709,909
2024	$6,419.00 (+5.44%)
2023	$6,088.00 (+12.41%)	$690,897 (+14.73%) Building $690,897	$690,897 (+14.73%) Building $690,897
2022	$5,416.00	$602,180 Building $602,180	$602,180 Building $602,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 Thomas St, Apt 274 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 307 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	746 units insured incl. 439 condo units
Nearby Flood Claims	53 (2005–2017)
Claims Outside the SFHA	5 of 53
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 50 claims Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 620 Thomas St, Apt 274 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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