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620 Thomas St, Apt 199, Key West, FL 33040 Property Records

Monroe County property record for 620 Thomas St, Apt 199, Key West, FL 33040

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 600 sqft · built 1991
Lot Size5.69 acres (248,108 sqft)
Owner2 Individual Names on File
Last Sale$667,000 (May 2020)
Tax Bill$6,504 (2024)
Deeds & MortgagesMay 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN00013180-000199

Property Details

APN / Parcel Number

Primary APN00013180-000199
Alternative APNs
  • 01010100013180000199
  • 8816774

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area600 sqft Living Area

Exterior

Year BuiltBuilt 1991
Lot Area248,108 sqft

Location & Zoning

Account Number8816774
Old Parcel Number01010100013180000199
Street Address620 THOMAS ST APT 199, 199
CityKEY WEST
StateFL
Zip33040-8363
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 199 SHIPYARD, A CONDOMINIUM OR1280-1316/17 OR1280-1318/19 OR1869-1303 OR2289-1731 OR2807-1962/63 OR3022-0477
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionSHIPYARD CONDO
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2028
Census Tract972500

Owner

620 Thomas St, Apt 199 is owned by two individuals who bought it in May 2020.

Source: Monroe County records, as of December 5, 2025

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address12 BRIAR RIDGE PL, SELKIRK, NY 12158-1266
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleMay 13, 2020 · Amount on File
Deed SaleMay 13, 2020 · Amount on File
Prior SaleJul 27, 2016 · Amount on File
Deed Document Number2265865
Deed Book / Page3022 / 477
Record UpdatedJun 8, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMay 13, 2020
Property Address620 THOMAS ST APT 199, 199, KEY WEST, FL 33040-8363
Document Number0030220477
Book / Page003022 / 000477
Instrument DateMay 8, 2020
Instrument2265865
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,669.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12 BRIAR RIDGE PL SELKIRK NY 121581266, SELKIRK, NY 12158-1266

Mortgage

Document Number30220481
DateMay 13, 2020
Book Page003022/000481
Instrument2265867
Lender
NameKEYBANK USA
TypeBank
AddressCLEVELAND, OH 44114-1306
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 12, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$673,406 Building $673,406$673,406 Building $673,406
2024$6,504.00 (+6.01%)
2023$6,135.00 (+12.3%)$715,713 (+14.45%) Building $715,713$715,713 (+14.45%) Building $715,713
2022$5,463.00$625,339 Building $625,339$625,339 Building $625,339

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 Thomas St, Apt 199 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 307 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies746 units insured
incl. 439 condo units
Nearby Flood Claims53 (2005–2017)
Claims Outside the SFHA5 of 53
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 50 claims
  • Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 620 Thomas St, Apt 199 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications, Verizon.

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