Monroe County property record for 620 Thomas St, Apt 197, Key West, FL 33040
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 600 sqft · built 1991 |
| Lot Size | 5 acres (248,108 sqft) |
| Owner | Company Name on File |
| Last Sale | $179,000 (Jul 1998) |
| Tax Bill | $5,747 (2024) |
| Flood Zone | Zone X (moderate risk) |
| APN | 00013180-000197 |
| Primary APN | 00013180-000197 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Units | 199 Units |
| Building Area | 600 sqft Living Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Condo/Apartment |
| Lot Area | 248,108 sqft (5 acres) |
| Account Number | 8816758 |
|---|---|
| Street Address | 620 THOMAS ST, 197 |
| City | KEY WEST |
| State | FL |
| Zip | 33040-8362 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | HPRD |
| Legal Description | UNIT 197 SHIPYARD, A CONDOMINIUM OR1275-576/77 OR1275-578/79 OR1525-1603 OR1525-1603 OR2326-2421/22Q/C |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 06 |
| Legal Subdivision | SHIPYARD CONDO |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 972500 |
620 Thomas St, Apt 197 is owned by a company that acquired it in October 2007.
Source: Monroe County records, as of April 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 429 NOKOMIS AVE S, VENICE, FL 34285-2618 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 1998 · Amount on File |
| Deed Sale | Jul 9, 1998 · Amount on File |
| Prior Sale | Oct 1, 1993 · Amount on File |
| Deed Book / Page | 1525 / 1603 |
| Last Transfer Date | Oct 15, 2007 |
| Transfer Doc | 0001667298 |
| Record Updated | Oct 29, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $589,094 Building $589,094 | $589,094 Building $589,094 | |
| 2024 | $5,747.00 (+5.97%) | ||
| 2023 | $5,423.00 (+12.25%) | $626,024 (+14.55%) Building $626,024 | $626,024 (+14.55%) Building $626,024 |
| 2022 | $4,831.00 | $546,500 Building $546,500 | $546,500 Building $546,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 620 Thomas St, Apt 197 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 307 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 746 units insured incl. 439 condo units |
| Nearby Flood Claims | 53 (2005–2017) |
| Claims Outside the SFHA | 5 of 53 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 620 Thomas St, Apt 197 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications, Verizon.
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