Monroe County property record for 620 Thomas St, Apt 181, Key West, FL 33040
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 604 sqft · built 1991 |
| Lot Size | 5.69 acres (248,108 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $470,000 (May 2008) |
| Tax Bill | $5,762 (2024) |
| Deeds & Mortgages | Feb 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 00013180-000181 |
| Primary APN | 00013180-000181 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 604 sqft Living Area |
| Year Built | Built 1991 |
|---|---|
| Lot Area | 248,108 sqft |
| Account Number | 8816693 |
|---|---|
| Street Address | 620 THOMAS ST APT 181, 181 |
| City | KEY WEST |
| State | FL |
| Zip | 33040-8361 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | SHIPYARD, A CONDOMINIUM UNIT 181 OR1259-662/64 OR1259-677/78 OR1315-461/63C OR1497-1079 OR1497-1087AFF OR1665-584/86 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 06 |
| Legal Subdivision | SHIPYARD CONDO |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 972500 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 645 NEIL AVE APT 1002, 1002, COLUMBUS, OH 43215-1654 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2008 · Amount on Record |
| Deed Sale | May 23, 2008 · Amount on Record |
| Prior Sale | Dec 6, 2000 · Amount on Record |
| Deed Document Number | 1696546 |
| Deed Book / Page | 2362 / 2294 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 620 THOMAS ST APT 181, 181, KEY WEST, FL 33040-8361 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0028920655 |
|---|---|
| Date | Feb 15, 2018 |
| Book Page | 2892/0655 |
| Instrument | 2155663 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | HAMPSHIRE, IL 60140 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 1, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $641,122 (+2.11%) Building $641,122 | $641,122 (+2.11%) Building $641,122 | |
| 2024 | $5,762.00 (+5.98%) | ||
| 2023 | $5,437.00 (+12.24%) | $627,853 (+14.55%) Building $627,853 | $627,853 (+14.55%) Building $627,853 |
| 2022 | $4,844.00 | $548,085 Building $548,085 | $548,085 Building $548,085 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 307 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 746 units insured incl. 439 condo units |
| Nearby Flood Claims | 53 (2005–2017) |
| Claims Outside the SFHA | 5 of 53 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications, Verizon.
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