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620 Sun Down Cir, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 620 Sun Down Cir, Saint Augustine, FL 32080 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2005
Square Footage1,684 sqft Living Area
Lot Size9,147 sqft (0.21 acres)
OccupancyOwner Occupied
Last Sale$625,000 (2023)
Tax Bill$8,406.00 (2025)

Property Details

APN / Parcel Number

Primary APN162961-0460

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures11 Plumbing Fixtures
Building Area1,684 sqft Living Area
Gross Area2,196 sqft Gross Area
1st Floor834 sqft 1st Floor
Stories2 Stories
Primary FlooringCeramic Tile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,147 sqft (0.21 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage
Deck Area112 sqft Deck
Porch Area132 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address620 SUN DOWN CIR
CitySAINT AUGUSTINE
StateFL
Zip32080-2308
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description49/71-74 SEAGROVE ST AUGUSTINE BEACH UNIT 2 LOT 46 OR5816/621
Legal Range30E
Legal Township08S
Legal Section04
Legal SubdivisionSEAGROVE ST. AUGUSTINE BEACH UNIT 2
Legal Block3
Legal Lot Number46
Legal Unit2
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup3
Census Block3023
Census Tract21408

Owner

Source: St. Johns County records · APN 162961-0460

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address620 SUN DOWN CIR, SAINT AUGUSTINE, FL 32080-2308
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Jul 30, 2024Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU
Jun 15, 2026Warranty Deed, Transfer · Line of Credit
CMG MORTGAGE INC
Aug 28, 2023Warranty Deed, Transfer · Conventional Mortgage
FUNDLOANS CAPITAL INC
Nov 21, 2022Intrafamily Transfer, Transfer
ACCOMMODATION
Aug 09, 2021Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 04, 2020Deed of Trust, Mortgage · Conventional Mortgage
NORTHPOINTE BANK
Apr 01, 2019Warranty Deed, Transfer · Conventional Mortgage
NORTHPOINTE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 28, 2023 · Amount on Record
Deed SaleAug 28, 2023 · Amount on Record
Prior SaleAug 09, 2021 · Amount on Record
Deed Doc Number202368144
Deed Book / Page5816 / 621
Prior Transfer DateNov 17, 2022
Prior Transfer Doc0056671594
Record RefreshedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address620 SUN DOWN CIR, SAINT AUGUSTINE, FL 32080-2308
Transaction TypeMortgage
Record UpdatedJun 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 SUN DOWN CIR, SAINT AUGUSTINE, FL 32080-2308

Mortgage

Document Number0057310454
DateMar 29, 2023
Book Page5731/454
Instrument2023023269
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueApr 03, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address620 SUN DOWN CIR, SAINT AUGUSTINE, FL 32080-2308
Transaction TypeMortgage
Record UpdatedJun 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 SUN DOWN CIR, ST AUGUSTINE, FL 32080-2308
InvestorPossibly a Property Investor

Mortgage

Document Number0059940491
DateJul 30, 2024
Book Page5994/491
Instrument2024059712
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2054
Interest
Rate TypeAdjustable Rate
Rate6.37%
Type Change DateAug 01, 2029
Change Frequency5 Years
Min Rate At Change4.37%
Max Rate At Change8.37%
Index5-Year TN
Max Rate11.3%

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 15, 2026
Property Address620 SUN DOWN CIR, SAINT AUGUSTINE, FL 32080-2308
Document Number0000051166
Book / Page6383 / 1837
Instrument DateJun 08, 2026
Instrument202651166
Transaction TypeTransfer
Record UpdatedJun 26, 2026
Title CompanyTRULY YOURS TITLE LLC

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 SUN DOWN CIR, SAINT AUGUSTINE, FL 32080-2308

Mortgage

Document Number0000051167,
DateJun 15, 2026
Instrument202651167
Lender
NameCMG MORTGAGE INC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 21, 2056
Interest
Rate6.3%
Max Rate-1%

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 28, 2023
Property Address620 SUN DOWN CIR, SAINT AUGUSTINE, FL 32080-2308
Document Number0058160621
Book / Page5816 / 621
Map ReferenceMB 49 PG 71-74
Instrument DateAug 09, 2023
Instrument2023068144
Transaction TypeTransfer
Record UpdatedSep 14, 2023
Title CompanyLANDMARK TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,375.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address129 SPOONBILL POINT CT, SAINT AUGUSTINE, FL 32080-5393

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address620 SUN DOWN CIR, SAINT AUGUSTINE, FL 32080-2308

Mortgage

Document Number0005816623
DateAug 28, 2023
Instrument5816/623
Lender
NameFUNDLOANS CAPITAL INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term481 Months
DueSep 01, 2063

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateNov 21, 2022
Property Address620 SUN DOWN CIR, SAINT AUGUSTINE, FL 32080-2308
Document Number0056671594
Book / Page5667 / 1594
Map ReferenceMB 49 PG 71-74
Instrument DateNov 17, 2022
Instrument2022106397
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address620 SUN DOWN CIR, 620, ST AUGUSTINE, FL 32080-2308

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address620 SUN DOWN CIR, ST AUGUSTINE, FL 32080-2308

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 09, 2021
Property Address620 SUN DOWN CIR, SAINT AUGUSTINE, FL 32080-2308
Document Number0053381061
Book / Page5338 / 1061
Map ReferenceMB 49 PG 71-74
Instrument DateAug 09, 2021
Instrument2021087636
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyKNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,745.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6724 HEMLOCK POINT RD, 6724, NEW MARKET, MD 21774-6680

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 SUN DOWN CIR, SAINT AUGUSTINE, FL 32080-2308

Mortgage

Document Number53381063
DateAug 09, 2021
Instrument5338/1063
Lender
NameROCKET MORTGAGE LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address620 SUN DOWN CIR, SAINT AUGUSTINE, FL 32080-2308
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0048951430
DateMar 04, 2020
Book Page4895/1430
Instrument2020017557
Lender
NameNORTHPOINTE BANK
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2050

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 01, 2019
Property Address620 SUN DOWN CIR, SAINT AUGUSTINE, FL 32080-2308
Document Number0047020136
Book / Page4702 / 0136
Map ReferenceMB 49 PG 71&74
Instrument DateMar 29, 2019
Instrument2019021725
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,562.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressCMR 450 BOX 123123, 123123, APO-AE XX 9705

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3717 N GLEBE RD, ARLINGTON, VA 22207-4318

Mortgage

Document Number2019021726
DateApr 01, 2019
Instrument2019021726
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2049

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine Beach City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$493,688 (-6.74%) Land $225,000 Building $268,688$493,688 (-6.74%) Land $225,000 Building $268,688
2025$8,406.00 (+8.14%) Homeowner's exemption$529,358 (+38.52%)$529,358 (+4.26%) Land $225,000 Building $304,358
2024$7,773.00 (+37.92%)
2023$5,636.00 (+1.62%) Homeowner's exemption$382,162 (+3%)$507,715 (+10.62%) Land $240,000 Building $267,715
2022$5,546.00 Homeowner's exemption$371,031$458,965 Land $201,600 Building $257,365

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskLow
above 37% of the US · above 11% of Florida
Wildfire LikelihoodAbout 1 in 2,273 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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