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609 Sun Down Cir, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 609 Sun Down Cir, Saint Augustine, FL 32080 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2008
Square Footage2,299 sqft Living Area
Lot Size5,662 sqft (0.13 acres)
OccupancyOwner Occupied
Last Sale$659,900 (2023)
Tax Bill$8,200.00 (2025)

Property Details

APN / Parcel Number

Primary APN162961-0650

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures12 Plumbing Fixtures
Building Area2,299 sqft Living Area
Gross Area2,824 sqft Gross Area
1st Floor1,273 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2008
Exterior MaterialConcrete Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,662 sqft (0.13 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area525 sqft Garage
Porch Area318 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address609 SUN DOWN CIR
CitySAINT AUGUSTINE
StateFL
Zip32080-2308
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description49/71-74 SEAGROVE ST AUGUSTINE BEACH UNIT 2 LOT 65 OR5823/1523
Legal Range30E
Legal Township08S
Legal Section04
Legal SubdivisionSEAGROVE ST. AUGUSTINE BEACH UNIT 2
Legal Block3
Legal Lot Number65
Legal Unit2
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup3
Census Block3025
Census Tract21408

Owner

Source: St. Johns County records · APN 162961-0650

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address609 SUN DOWN CIR, SAINT AUGUSTINE, FL 32080-2308
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2023Warranty Deed, Transfer · Conventional Mortgage
BANK OF ENGLAND
Aug 11, 2021Warranty Deed, Transfer · Conventional Mortgage
DIRECT MORTGAGE LOANS LLC
Feb 10, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
QUICKEN LNS
Sep 11, 2018Warranty Deed, Transfer · Conventional Mortgage
REGIONS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 12, 2023 · Amount on Record
Deed SaleSep 12, 2023 · Amount on Record
Prior SaleAug 11, 2021 · Amount on Record
Deed Doc Number202371962
Deed Book / Page5823 / 1523
Record RefreshedSep 20, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateSep 12, 2023
Property Address609 SUN DOWN CIR, SAINT AUGUSTINE, FL 32080-2308
Document Number0058231523
Book / Page5823 / 1523
Map ReferenceMB 49 PG 71-74
Instrument DateSep 04, 2023
Instrument2023071962
Transaction TypeTransfer
Record UpdatedSep 28, 2023
Title CompanyLAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,619.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address122 SCHOOL RD E, ASHEVILLE, NC 28803-1130

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 SUN DOWN CIR, SAINT AUGUSTINE, FL 32080-2308

Mortgage

Document Number0058231525
DateSep 12, 2023
Instrument5823/1525
Lender
NameBANK OF ENGLAND
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 11, 2021
Property Address609 SUN DOWN CIR, SAINT AUGUSTINE, FL 32080-2308
Document Number0053401130
Book / Page5340 / 1130
Map ReferenceMB 49 PG 71-74
Instrument DateJul 29, 2021
Instrument2021088637
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyATLAS TITLE SERVICES INC, ATLAS T&E SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,885.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address609 SUN DOWN CIR, SAINT AUGUSTINE, FL 32080-2308

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 SUN DOWN CIR, SAINT AUGUSTINE, FL 32080-2308

Mortgage

Document Number0053401132
DateAug 11, 2021
Instrument5340/1132
Lender
NameDIRECT MORTGAGE LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address609 SUN DOWN CIR, SAINT AUGUSTINE, FL 32080-2308
Document Number0048830730
Instrument DateFeb 10, 2020
Transaction TypeMortgage
Record UpdatedMar 05, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address609 SUN DOWN CIR ST AUGUSTINE FL 320802308, ST AUGUSTINE, FL 32080-2308

Mortgage

Document Number0048830730
DateFeb 14, 2020
Book Page004883/000730
Instrument11938
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueFeb 13, 2050

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateSep 11, 2018
Property Address609 SUN DOWN CIR, SAINT AUGUSTINE, FL 32080-2308
Document Number0046100995
Book / Page4610 / 0995
Map ReferenceMB49 PG71-74
Instrument DateSep 10, 2018
Instrument2018065926
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address534 WEEPING WILLOW LN, 534, SAINT AUGUSTINE, FL 32080-2313

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 SUN DOWN CIR, SAINT AUGUSTINE, FL 32080-2308

Mortgage

Document Number2018065927
DateSep 11, 2018
Instrument2018065927
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2048

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine Beach City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$530,510 (+2.7%)$534,385 (-10.22%) Land $170,000 Building $364,385
2025$8,200.00 (+8.87%) Homeowner's exemption$516,563 (+2.9%)$595,214 (+4.66%) Land $170,000 Building $425,214
2024$7,532.00 (-4.2%) Homeowner's exemption$502,005 (-4.44%)$568,728 (+1.78%) Land $180,000 Building $388,728
2023$7,862.00 (+1.54%) Homeowner's exemption$525,306 (+3%)$558,772 (+9.56%) Land $180,000 Building $378,772
2022$7,743.00 Homeowner's exemption$510,006$510,006 Land $151,200 Building $358,806

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskLow
above 38% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 2,041 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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