Lincoln County property record for 620 State St, Lincolnton, NC 28092 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1938 |
| Square Footage | 936 sqft Living Area |
| Lot Size | 21,127 sqft (0.485 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $75,000 (2002) |
| Tax Bill | $883.00 (2025) |
| Primary APN | 3633-07-9451 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 936 sqft Living Area |
| Basement Area | 187 sqft Basement |
| Unfinished Basement | 187 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Cottage Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 21,127 sqft (0.485 acres) |
| Cabin/Rustic Dwelling | 936 sqft Cabin |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 8477 |
|---|---|
| Street Address | 620 STATE ST |
| City | LINCOLNTON |
| State | NC |
| Zip | 28092-3047 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 620 STATE ST |
| Jurisdiction | LINCOLN NC |
| Minor Civil Division | LINCOLNTON |
| Census Blockgroup | 5 |
| Census Block | 5003 |
| Census Tract | 70100 |
Source: Lincoln County records · APN 3633-07-9451
Assessment roll updated August 12, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 620 STATE ST, LINCOLNTON, NC 28092-3047 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 04, 2026 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK |
| Mar 23, 2018 | Deed of Trust, Mortgage · Line of Credit PEOPLES BK&TR CO/POINTE COUP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 22, 2002 · Amount on Record |
| Deed Sale | Jul 22, 2002 · Amount on Record |
| Prior Sale | Oct 24, 1995 · Amount on Record |
| Deed Book / Page | 1361 / 456 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jun 04, 2026 |
| Property Address | 620 STATE ST, LINCOLNTON, NC 28092-3047 |
| Document Number | 0000710572 |
| Book / Page | 3509 / 571 |
| Instrument Date | Jun 01, 2026 |
| Instrument | 2026710572 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 620 STATE ST, LINCOLNTON, NC 28092-3047 |
| Document Number | 0000710572, |
|---|---|
| Date | Jun 04, 2026 |
| Book Page | 3509/571 |
| Instrument | 2026710572 |
| Name | PEOPLES BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2041 |
| Rate | 5.64% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 620 STATE ST, LINCOLNTON, NC 28092-3047 |
| Document Number | 2732546 |
| Instrument Date | Mar 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 620 STATE ST LINCOLNTON NC 280923047, LINCOLNTON, NC 28092-3047 |
| Document Number | 2732546 |
|---|---|
| Date | Mar 28, 2018 |
| Book Page | 002732/000546 |
| Instrument | 575910 |
| Name | PEOPLES BK&TR CO/POINTE COUP |
|---|---|
| Type | Bank |
| Address | NEWTON, NC 28658 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 27, 2033 |
| Rate Type | Adjustable Rate |
|---|
Source: Lincoln County records · Assessment roll updated August 12, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Municipality | Lincolnton City |
| Unified School District | Lincoln County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $883.00 (-49.43%) | $162,850 (-) Land $38,200 Building $124,650 | $162,850 (-) Land $38,200 Building $124,650 |
| 2023 | $1,746.00 | $162,850 Land $38,200 Building $124,650 | $162,850 Land $38,200 Building $124,650 |
Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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