609 State St, Lincolnton, NC 28092 Property Records

Lincoln County property record for 609 State St, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1950
Lot Size	0.257 acres (11,195 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Aug 2019)
Tax Bill	$1,496 (2026)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3633-07-6291`

Property Details

APN / Parcel Number

Primary APN	`3633-07-6291`
Alternative APNs	`363309076291` `274190` `21950`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	11,195 sqft (0.257 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	274190
Street Address	609 N STATE ST
City	LINCOLNTON
State	NC
Zip	28092-3046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	609 STATE ST
Legal Subdivision	OAKLAND HEIGHTS
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	5
Census Block	5005
Census Tract	70100

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	609 N STATE ST, LINCOLNTON, NC 28092-3046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2019 · Amount on Record
Deed Sale	Aug 13, 2019 · Amount on Record
Prior Sale	Sep 20, 2016 · Amount on Record
Deed Document Number	2019596339
Deed Book / Page	2837 / 941
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Aug 13, 2019
Property Address	609 STATE ST, LINCOLNTON, NC 28092-3046
Document Number	2837941
Book / Page	002837 / 000941
Instrument Date	Aug 13, 2019
Instrument	596339
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 STATE ST LINCOLNTON NC 280923046, LINCOLNTON, NC 28092-3046

Mortgage

Document Number	2837944
Date	Aug 13, 2019
Book Page	002837/000944
Instrument	596340

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2049

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Municipality	Lincolnton City
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,496.00 (+1.36%)	$135,817 (-) Land $38,200 Building $97,617	$135,817 (-) Land $38,200 Building $97,617
2023	$1,476.00	$135,817 Land $38,200 Building $97,617	$135,817 Land $38,200 Building $97,617

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20