Citrus County property record for 620 Spruce St, Inverness, FL 34452 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,325 sqft · built 1986 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Owner Name on File |
| Last Sale | $80,000 (Aug 2004) |
| Tax Bill | $633 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20E-19S-21-0020-02300-038.0 |
| Primary APN | 20E-19S-21-0020-02300-038.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,325 sqft Living Area |
| 1st Floor Area | 1,325 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 9,600 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Area | 375 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 35 sqft |
| Patio Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1772788 |
|---|---|
| Old Parcel Number | 2119S20E0020023000380 |
| Street Address | 620 SPRUCE ST |
| City | INVERNESS |
| State | FL |
| Zip | 34452-6478 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INVERNESS HGLDS SOUTH PB 3 PG 51 LOTS 38 & 39 BLK 230 |
| Legal Range | 20E |
| Legal Township | 19S |
| Legal Section | 20 |
| Legal Subdivision | INVERNESS HIGHLANDS SOUTH |
| Legal Block | 230 |
| Legal Lot Number | 38-39 39 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 451103 |
Source: Citrus County records · APN 20E-19S-21-0020-02300-038.0
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 620 SPRUCE ST, INVERNESS, FL 34452-6478 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Apr 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 01, 2019 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 03, 2004 · Amount on Record |
| Deed Sale | Aug 03, 2004 · Amount on Record |
| Prior Sale | Aug 03, 2004 |
| Deed Document Number | 2004054889 |
| Deed Book / Page | 1749 / 1666 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 620 SPRUCE ST, INVERNESS, FL 34452-6478 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031592320 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 3159/2320 |
| Instrument | 2021028755 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 145 Months |
| Due | May 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 620 SPRUCE ST, INVERNESS, FL 34452-6478 |
| Document Number | 0029671709 |
| Instrument Date | Apr 01, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 620 SPRUCE ST INVERNESS FL 344526478, INVERNESS, FL 34452-6478 |
| Document Number | 0029671709 |
|---|---|
| Date | Apr 08, 2019 |
| Book Page | 002967/001709 |
| Instrument | 17376 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Apr 07, 2026 |
| Rate Type | Adjustable Rate |
|---|
Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $633.00 (+9.52%) Homeowner's exemption Additional exemption filed | $190,516 (-2.95%) Land $7,760 Building $182,756 | $190,516 (-2.95%) Land $7,760 Building $182,756 |
| 2024 | $578.00 (+0.87%) Homeowner's exemption Additional exemption filed | $196,300 (-0.43%) Land $7,120 Building $189,180 | $196,300 (-0.43%) Land $7,120 Building $189,180 |
| 2023 | $573.00 (+3.99%) Homeowner's exemption Additional exemption filed | $197,142 (+20.77%) Land $6,400 Building $190,742 | $197,142 (+20.77%) Land $6,400 Building $190,742 |
| 2022 | $551.00 Homeowner's exemption Additional exemption filed | $163,235 Land $5,520 Building $157,715 | $163,235 Land $5,520 Building $157,715 |
Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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