610 Spruce St, Inverness, FL 34452 Property Records

Citrus County property record for 610 Spruce St, Inverness, FL 34452

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,351 sqft · built 1980
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$77,000 (Mar 2010)
Tax Bill	$633 (2025)
Deeds & Mortgages	Sep 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-21-0020-02300-0430`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-21-0020-02300-0430`
Alternative APNs	`2119S20E0020023000430` `1772800`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,351 sqft Living Area
Gross Area	1,885 sqft
1st Floor Area	1,351 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Frame/Wood Siding
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	221 sqft
Utility Building	81 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1772800
Street Address	610 SPRUCE ST
City	INVERNESS
State	FL
Zip	34452-6478
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	INVERNESS HGLDS SOUTH LOTS 43 & 44 BLK 230 PB 3 PG 51 DESC IN OR BK 861 PG 164 & OR BK 867 PG 1192
Legal Range	20E
Legal Township	19S
Legal Section	20
Legal Subdivision	INVERNESS HIGHLANDS SOUTH
Legal Block	230
Legal Lot Number	43,44
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1030
Census Tract	451103

Owner

Source: Citrus County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	610 SPRUCE ST, INVERNESS, FL 34452-6478
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2010 · Amount on Record
Deed Sale	Mar 30, 2010 · Amount on Record
Prior Sale	Mar 23, 2010 · Amount on Record
Deed Document Number	201014081
Deed Book / Page	2346 / 789
Last Transfer Date	Sep 14, 2026
Transfer Doc	0000055362
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 15, 2026
Property Address	610 SPRUCE ST, INVERNESS, FL 34452-6478
Document Number	0000055362
Book / Page	3707 / 231
Instrument Date	Sep 14, 2026
Instrument	202655362
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	610 SPRUCE ST, INVERNESS, FL 34452-6478

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$633.00 (+9.52%)	$59,719 (-60.71%)	$147,760 (-2.78%) Land $7,760 Building $140,000
2024	$578.00 (+0.87%) Homeowner's exemption Additional exemption filed	$151,992 (-1.2%) Land $7,120 Building $144,872	$151,992 (-1.2%) Land $7,120 Building $144,872
2023	$573.00 (+3.99%) Homeowner's exemption Additional exemption filed	$153,845 (+15.13%) Land $6,400 Building $147,445	$153,845 (+15.13%) Land $6,400 Building $147,445
2022	$551.00 Homeowner's exemption Additional exemption filed	$133,623 Land $5,520 Building $128,103	$133,623 Land $5,520 Building $128,103

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20