620 Smith Rd, Midland, MI 48640 Property Records

Midland County property record for 620 Smith Rd, Midland, MI 48640 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1928
Square Footage	1,842 sqft Living Area
Lot Size	83,635 sqft (1.92 acres)
Occupancy	Owner Occupied
Last Sale	$114,700 (2016)
Tax Bill	$2,851.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`14-18-50-362`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,842 sqft Living Area
1st Floor	1,387 sqft 1st Floor
Basement Area	1,387 sqft Basement
Unfinished Basement	1,387 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Lot Area	83,635 sqft (1.92 acres)
Depth X Width	635 ft x 132 ft Depth x Width

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	620 SMITH RD
City	MIDLAND
State	MI
Zip	48640-4136
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	COM 40 RD N OF SW COR OF SE 1/4 OF SW 1/4 SEC 18. E 40 RD, N 8 RD, W 40 RD, S 8 RD TO POB EXC W 25 FT.
Jurisdiction	MIDLAND MI
Minor Civil Division	MIDLAND
Census Blockgroup	2
Census Block	2008
Census Tract	290400

Owner

Source: Midland County records · APN 14-18-50-362

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	620 SMITH RD, MIDLAND, MI 48640-4136
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 25, 2016 · Amount on Record
Deed Sale	Apr 25, 2016 · Amount on Record
Deed Book / Page	1595 / 1253
Record Refreshed	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	620 SMITH RD, MIDLAND, MI 48640-4136
Transaction Type	Mortgage
Record Updated	May 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 SMITH RD, MIDLAND, MI 48640-4136

Mortgage

Document Number	1645/535
Date	May 04, 2021
Book Page	1645/535

Lender

Name	DOW CHEMICAL EMPLOYEES CU
Type	Credit Union
Address	MIDLAND, MI 48641

Agreement

Amount	Amount Recorded
Term	299 Months
Due	Apr 27, 2046

Tax Assessment & Valuation

Source: Midland County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,800	$257,600
2025	$2,851.00

Flood & Wildfire

620 Smith Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Midland County (26111C), updated February 3, 2014

FEMA Flood Zone	Zone X moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.