516 Smith Rd, Midland, MI 48640 Property Records

Midland County property record for 516 Smith Rd, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,917 sqft · built 1935
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (Mar 2016)
Tax Bill	$1,911 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2023 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`14-18-50-374`

Property Details

APN / Parcel Number

Primary APN	`14-18-50-374`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,917 sqft Living Area
1st Floor Area	1,917 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Ranch
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	280 ft deep x 124 ft wide
Garage Area	1,520 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	516 SMITH RD
City	MIDLAND
State	MI
Zip	48640-4160
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Description	SEC 18 S 124 FT OF N 256 FT OF W 1/2 OF SW 1/4 OF SE 1/4 OF SW 1/4 EXC W 25 FT.
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	2
Census Block	2008
Census Tract	290400

Owner

Source: Midland County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	516 SMITH RD, MIDLAND, MI 48640-4160
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jan 17, 2023	Intrafamily Transfer, Transfer
Mar 16, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2016 · Amount on Record
Deed Sale	Mar 31, 2016 · Amount on Record
Prior Sale	Nov 5, 2015 · Amount on Record
Deed Book / Page	1594 / 1491
Last Transfer Date	Mar 15, 2022
Transfer Doc	001655/399
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	516 SMITH RD, MIDLAND, MI 48640-4160
Transaction Type	Mortgage
Record Updated	Mar 9, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 SMITH RD, MIDLAND, MI 48640-4160

Mortgage

Document Number	001647/514
Date	Jul 1, 2021
Book Page	1647/514

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Jan 17, 2023
Property Address	516 SMITH RD, MIDLAND, MI 48640-4160
Document Number	001662/815
Book / Page	1662 / 815
Instrument Date	Jan 1, 2023
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	516 SMITH RD, MIDLAND, MI 48640-4160

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 SMITH RD, MIDLAND, MI 48640-4160

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Mar 16, 2022
Property Address	516 SMITH RD, MIDLAND, MI 48640-4160
Document Number	001655/399
Book / Page	1655 / 399
Instrument Date	Mar 15, 2022
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 SMITH RD, MIDLAND, MI 48640-4160

Tax Assessment & Valuation

Source: Midland County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$91,500	$183,000
2024	$1,911.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	57 (1986–2020)
Claims Outside the SFHA	9 of 57
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 42 claims Flooding, Apr 2013 · 2 claims Severe Storms & Flooding, Sep 1986 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Smith Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures