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620 Richards St, Thurman, OH 45685 Property Records

Gallia County property record for 620 Richards St, Thurman, OH 45685 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,372 sqft · built 1930
Lot Size0.276 acres (12,001 sqft)
OwnerIndividual Name on File
Tax Bill$948 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN02600205700

Property Details

APN / Parcel Number

Primary APN02600205700

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,372 sqft Living Area
1st Floor Area768 sqft
Basement Area192 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1978
Architectural StyleOther
Exterior MaterialWood
Construction TypeFrame
Lot Area12,001 sqft (0.276 acres)
Lot Dimensions150 ft deep x 80 ft wide
PorchSlab
Porch Area199 sqft
Deck Area432 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address620 RICHARDS ST
CityTHURMAN
StateOH
Zip45685
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL 57 WOODS V615 P361
Legal Range16
Legal Township06
Legal Section27
Legal Lot Number57
JurisdictionGALLIA OH
Township / Civil DivisionRACCOON
Census Block Group1
Census Block1059
Census Tract953700

Owner

Source: Gallia County records · APN 02600205700

Assessment roll updated April 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX BOX, RIO GRANDE, OH 45674
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 31, 1998
Deed SaleMar 31, 1998
Deed Book / Page326 / 179
Record UpdatedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGALLIA OH
Property Address620 RICHARDS AVE, THURMAN, OH 45685
Transaction TypeMortgage
Record UpdatedMay 20, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000676/943
DateOct 28, 2021
Book Page676/943
Instrument21-3375
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

Tax Assessment & Valuation

Source: Gallia County records · Assessment roll updated April 2, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyGallia County
County SubdivisionRaccoon Township
MunicipalityRio Grande Village
Unified School DistrictGallipolis City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$948.00 (-8.05%)$27,920 (-) Land $3,930 Building $23,990
2024$79,770 (-) Land $11,220 Building $68,550
2023$1,031.00 (+22.88%)$27,920 (+24.92%) Land $3,930 Building $23,990$79,770 (+24.91%) Land $11,220 Building $68,550
2022$839.00$22,350 Land $3,320 Building $19,030
2020$63,860 Land $9,490 Building $54,370

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gallia County (39053C), updated January 19, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390539537001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2015–2023)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2023, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 64% of Ohio
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 26 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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