105 Richards St, Thurman, OH 45685 Property Records

Gallia County property record for 105 Richards St, Thurman, OH 45685

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 1,776 sqft · built 1985
Lot Size	0.276 acres (12,001 sqft)
Owner	Company Name on Record
Last Sale	$100,000 (Dec 2017)
Tax Bill	$1,293 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Aug 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02600205300`

Property Details

APN / Parcel Number

Primary APN	`02600205300`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	12 Rooms
Units	3 Units
Stories	1 Story
Building Area	1,776 sqft Total Area
1st Floor Area	1,608 sqft
Basement Area	168 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	12,001 sqft (0.276 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	105 RICHARDS ST
City	THURMAN
State	OH
Zip	45685-9761
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	L 53 WOODS V636 P236
Legal Range	16
Legal Township	06
Legal Section	27
Legal Subdivision	CHARLES WOODS ADDITION
Legal Lot Number	53
Jurisdiction	GALLIA OH
Township / Civil Division	RACCOON
Census Block Group	1
Census Block	1059
Census Tract	953700

Owner

Source: Gallia County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7540 OHIO RIVER RD, POINT PLEASANT, WV 25550-3370
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Aug 29, 2019	Warranty Deed, Transfer
Dec 13, 2017	Warranty Deed, Transfer BESTITLE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2017 · Amount on Record
Deed Sale	Dec 13, 2017 · Amount on Record
Prior Sale	Jul 25, 2005 · Amount on Record
Deed Document Number	20173644
Deed Book / Page	609 / 786
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLIA OH
Property Address	105 RICHARDS ST, THURMAN, OH 45685-9761
Transaction Type	Mortgage
Record Updated	Apr 23, 2024
Title Company	BESTITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000697/719
Date	Jan 9, 2023
Book Page	697/719
Instrument	23-00000052

Lender

Name	TRUIST BANK
Type	Bank
Address	WINSTON SALEM, NC 27101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 6, 2038

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLIA OH
Recording Date	Aug 29, 2019
Property Address	105 RICHARDS ST, THURMAN, OH 45685-9761
Document Number	000636/236
Book / Page	636 / 236
Instrument Date	Aug 23, 2019
Instrument	19-2283
Transaction Type	Transfer
Record Updated	Apr 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7540 OHIO RIVER RD, POINT PLEASANT, WV 25550-3370

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLIA OH
Recording Date	Dec 13, 2017
Property Address	105 RICHARDS ST, THURMAN, OH 45685-9761
Document Number	000609/786
Book / Page	609 / 786
Instrument Date	Dec 11, 2017
Instrument	17-3644
Transaction Type	Transfer
Record Updated	Apr 23, 2024
Title Company	BESTITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7540 OHIO RIVER RD, POINT PLEASANT, WV 25550-3370

Tax Assessment & Valuation

Source: Gallia County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Gallia County
County Subdivision	Raccoon Township
Municipality	Rio Grande Village
Unified School District	Gallipolis City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,293.00 (-8.1%)	$38,090 (-) Land $5,430 Building $32,660
2024			$108,830 (-) Land $15,520 Building $93,310
2023	$1,407.00 (+18.14%)	$38,090 (+20.12%) Land $5,430 Building $32,660	$108,830 (+20.15%) Land $15,520 Building $93,310
2022	$1,191.00	$31,710 Land $4,600 Building $27,110
2020			$90,580 Land $13,130 Building $77,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2015–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIO GRANDE private · serves 830 people · EPA ID OH2700316
Water Source	Purchased groundwater from GALLIA CO RURAL WATER ASSOCIATION
Last State Inspection	Apr 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

105 Richards St, Thurman, OH 45685 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Richards St

Nearby Streets

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