620 N Main St, Independence, OR 97351 Property Records

Polk County property record for 620 N Main St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1949
Lot Size	0.201 acres (8,736 sqft)
Owner	Company Name on File
Last Sale	$155,000 (Jul 2007)
Tax Bill	$2,120 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08421-CA-01400`

Property Details

APN / Parcel Number

Primary APN	`08421-CA-01400`
Alternative APN	`200415`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	1,432 sqft
1st Floor Area	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,736 sqft (0.201 acres)
View / Lot	Traffic
Garage Area	352 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	144 sqft
Patio Area	272 sqft
Shed	1 Shed
Shed Area	288 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	200415
Street Address	620 N MAIN ST
City	INDEPENDENCE
State	OR
Zip	97351-2215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	E. A. THORPS TOWN PLAT OF INDEPENDENCE LOT 1 2 BLOCK 16
Legal Range	4W
Legal Township	08S
Legal Section	21
Legal Subdivision	E. A. THORPS TOWN PLAT OF INDEPENDENCE
Legal Block	16
Legal Lot Number	1,2
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	2
Census Block	2021
Census Tract	20305

Owner

620 N Main St is owned by a company that acquired it in September 2008.

Source: Polk County records, as of May 21, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 448, INDEPENDENCE, OR 97351-0448
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2007 · Amount on File
Deed Sale	Jul 31, 2007 · Amount on File
Prior Sale	Jan 3, 2007 · Amount on File
Deed Document Number	200712055
Last Transfer Date	Sep 26, 2008
Transfer Doc	0000011958
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	620 N MAIN ST, INDEPENDENCE, OR 97351-2215
Document Number	0000009645
Instrument Date	Aug 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	620 N MAIN ST INDEPENDENCE OR 973512215, INDEPENDENCE, OR 97351-2215

Mortgage

Document Number	0000009645
Date	Aug 14, 2017
Instrument	9645

Lender

Name	OREGON ST CU
Address	CORVALLIS, OR 97339-0306

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 13, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 620 N Main St was $2,120, up 3.8% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,650 (+3%) Land $36,500 Building $83,150	$343,910 (-3.69%) Land $150,000 Building $193,910
2025	$2,120.00 (+3.82%)	$116,170 (+3%) Land $35,430 Building $80,740	$357,090 (+4.51%) Land $149,300 Building $207,790
2024	$2,042.00 (-2.53%)	$112,790 (+3%) Land $34,400 Building $78,390	$341,670 (-2.04%) Land $137,000 Building $204,670
2023	$2,095.00 (+8.94%)	$109,510 (+2.99%) Land $33,390 Building $76,120	$348,770 (+11.79%) Land $138,200 Building $210,570
2022	$1,923.00	$106,330 Land $32,420 Building $73,910	$312,000 Land $117,500 Building $194,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 N Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 N Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Hunter Communications Fixed Wireless	200 / 20