583 N Main St, Independence, OR 97351 Property Records

Polk County property record for 583 N Main St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,168 sqft · built 1918
Lot Size	0.154 acres (6,700 sqft)
Owner	2 Individual Names on File
Last Sale	$238,000 (Sep 2020)
Tax Bill	$2,344 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`08421-DB-00800`

Property Details

APN / Parcel Number

Primary APN	`08421-DB-00800`
Alternative APN	`202282`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,168 sqft Living Area
1st Floor Area	1,168 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1968
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,700 sqft (0.154 acres)
View / Lot	Traffic
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Patio Area	420 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	202282
Street Address	583 N MAIN ST
City	INDEPENDENCE
State	OR
Zip	97351-2214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	PARTITION PLAT 2017-0002 LOT 1
Legal Range	4W
Legal Township	08S
Legal Section	21
Legal Subdivision	PARTITION PLAT 2017-0002
Legal Block	2
Legal Lot Number	1
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	2
Census Block	2006
Census Tract	20305

Owner

583 N Main St is owned and occupied by two individuals who bought it in September 2020.

Source: Polk County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	583 N MAIN ST, INDEPENDENCE, OR 97351-2214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2020 · Amount on File
Deed Sale	Sep 11, 2020 · Amount on File
Deed Document Number	202013137
Prior Transfer Date	Oct 27, 2004
Prior Transfer Doc	0000001939
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Sep 11, 2020
Property Address	583 N MAIN ST, INDEPENDENCE, OR 97351-2214
Document Number	0000013137
Map Reference	VOL 2017 PG 0002
Instrument Date	Sep 10, 2020
Instrument	2020-013137
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	583 N MAIN ST, INDEPENDENCE, OR 97351-2214

Mortgage

Document Number	0000013138
Date	Sep 11, 2020
Instrument	2020-013138

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 583 N Main St was $2,344, up 3.8% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,320 (+3%) Land $51,630 Building $80,690	$294,040 (+3.76%) Land $150,000 Building $144,040
2025	$2,344.00 (+3.76%)	$128,470 (+3%) Land $50,130 Building $78,340	$283,380 (-3.34%) Land $138,900 Building $144,480
2024	$2,259.00 (-2.5%)	$124,730 (+3%) Land $48,670 Building $76,060	$293,160 (+4.15%) Land $137,000 Building $156,160
2023	$2,317.00 (+8.93%)	$121,100 (+2.99%) Land $47,250 Building $73,850	$281,480 (+8.53%) Land $131,000 Building $150,480
2022	$2,127.00	$117,580 Land $45,880 Building $71,700	$259,360 Land $117,500 Building $141,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 583 N Main St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 583 N Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Hunter Communications Fixed Wireless	200 / 20