620 N Highland Rd, Mill Spring, NC 28756 Property Records

Polk County property record for 620 N Highland Rd, Mill Spring, NC 28756

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,468 sqft · built 2005
Lot Size	8.43 acres (367,211 sqft)
Owner	2 Company Names on Record
Last Sale	$70,000 (Aug 2002)
Tax Bill	$4,090 (2026)
Deeds & Mortgages	Jun 2026 Transfer Feb 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P54-169`

Property Details

APN / Parcel Number

Primary APN	`P54-169`
Alternative APN	`30261`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	2,468 sqft Finished Area
Basement Area	2,200 sqft
Finished Basement	2,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	367,211 sqft (8.43 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	30261
Street Address	620 N HIGHLAND RD
City	MILL SPRING
State	NC
Zip	28756-6844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPEN
Legal Description	LOT #13 SECT H-3 W RIDGE, LAKE ADGER, 0W12 WEST RIDGE
Legal Subdivision	WEST RIDGE
Legal Lot Number	13
Jurisdiction	POLK NC
Township / Civil Division	COOPER GAP
Census Block Group	3
Census Block	3023
Census Tract	920201

Owner

Source: Polk County records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	1433 SULLIVAN ST, ROCK HILL, SC 29730-4844
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST CITIZEN B&T CO
Feb 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST CITIZEN B&T CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2002 · Amount on Record
Deed Sale	Aug 23, 2002 · Amount on Record
Prior Sale	May 29, 2002
Deed Book / Page	287 / 1200
Last Transfer Date	Jun 8, 2026
Transfer Doc	0500000765
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK NC
Recording Date	Jun 9, 2026
Property Address	620 N HIGHLAND RD, MILL SPRING, NC 28756-6844
Document Number	0500000765
Book / Page	500 / 765
Instrument Date	Jun 8, 2026
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	1433 SULLIVAN ST, ROCK HILL, SC 29730-4844

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	620 N HIGHLAND RD, MILL SPRING, NC 28756-6844
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	446/2137
Date	Feb 26, 2020
Book Page	446/2137

Lender

Name	FIRST CITIZEN B&T CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	620 N HIGHLAND RD, MILL SPRING, NC 28756-6844
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	446/2237
Date	Feb 27, 2020
Book Page	446/2237

Lender

Name	FIRST CITIZEN B&T CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,090.00	$814,172 (-) Land $114,300 Building $699,872	$814,172 (-) Land $114,300 Building $699,872
2025	$4,090.00 (+9.27%)	$814,172 (+39.8%) Land $114,300 Building $699,872	$814,172 (+39.8%) Land $114,300 Building $699,872
2023	$3,743.00	$582,368 Land $74,580 Building $507,788
2021			$582,368 Land $74,580 Building $507,788

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL	50 / 3
Skyrunner Fixed Wireless	25 / 10

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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