247 N Highland Rd, Mill Spring, NC 28756 Property Records

Polk County property record for 247 N Highland Rd, Mill Spring, NC 28756

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,052 sqft · built 2006
Lot Size	6.64 acres (289,238 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (Nov 2020)
Tax Bill	$4,083 (2026)
Deeds & Mortgages	Dec 2022 Second Mortgage Aug 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`P54-161`

Property Details

APN / Parcel Number

Primary APN	`P54-161`
Alternative APN	`27073`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,052 sqft Finished Area
Basement Area	2,052 sqft
Finished Basement	2,052 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Foundation Type	Retaining Wall
Roof Type	Hip
Roof Material	Shingle
Lot Area	289,238 sqft (6.64 acres)
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	27073
Street Address	247 N HIGHLAND RD
City	MILL SPRING
State	NC
Zip	28756-6869
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPEN
Legal Description	LOT #5 SECT H-3 W RIDGE, LAKE ADGER, 0W12 WEST RIDGE
Legal Subdivision	WEST RIDGE
Legal Lot Number	5
Jurisdiction	POLK NC
Township / Civil Division	COOPER GAP
Census Block Group	3
Census Block	3023
Census Tract	920201

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	247 N HIGHLAND RD, MILL SPRING, NC 28756-6869
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BANK OF ST FRANCISVILLE
Aug 3, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF ST FRANCISVILLE
Nov 23, 2020	Warranty Deed, Transfer
Feb 27, 2020	Warranty Deed, Transfer
Feb 15, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2020 · Amount on Record
Deed Sale	Nov 23, 2020 · Amount on Record
Prior Sale	Feb 27, 2020 · Amount on Record
Deed Book / Page	454 / 726
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	247 N HIGHLAND RD, MILL SPRING, NC 28756-6869
Transaction Type	Mortgage
Record Updated	Feb 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	247 N HIGHLAND RD, MILL SPRING, NC 28756-6869

Mortgage

Document Number	000475/133
Date	Dec 20, 2022
Book Page	475/133

Lender

Name	BANK OF ST FRANCISVILLE
Type	Bank
Address	SAINT FRANCISVILLE, LA 70775

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jan 20, 2028

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	247 N HIGHLAND RD, MILL SPRING, NC 28756-6869
Transaction Type	Mortgage
Record Updated	Aug 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	247 N HIGHLAND RD, MILL SPRING, NC 28756-6869

Mortgage

Document Number	461/1973
Date	Aug 3, 2021
Book Page	461/1973

Lender

Name	BANK OF ST FRANCISVILLE
Type	Bank
Address	SAINT FRANCISVILLE, LA 70775

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Nov 23, 2020
Property Address	247 N HIGHLAND RD, MILL SPRING, NC 28756-6869
Document Number	000454/726
Book / Page	454 / 726
Map Reference	FILE E PG 307
Instrument Date	Nov 23, 2020
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Tax	$1,020.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 673, COLUMBUS, NC 28722-0673

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	247 N HIGHLAND RD, MILL SPRING, NC 28756-6869

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Feb 27, 2020
Property Address	247 N HIGHLAND RD, MILL SPRING, NC 28756-6869
Document Number	00446/2279
Book / Page	446 / 2279
Instrument Date	Feb 26, 2020
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 673, COLUMBUS, NC 28722-0673

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Feb 15, 2018
Property Address	247 N HIGHLAND RD, MILL SPRING, NC 28756-6869
Document Number	00431/1702
Book / Page	431 / 1702
Instrument Date	Feb 12, 2018
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	247 N HIGHLAND RD, MILL SPRING, NC 28756-6869

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,083.00	$812,814 (-) Land $96,400 Building $716,414	$812,814 (-) Land $96,400 Building $716,414
2025	$4,083.00 (+25.79%)	$812,814 (+60.95%) Land $96,400 Building $716,414	$812,814 (+60.95%) Land $96,400 Building $716,414
2023	$3,246.00	$505,025 Land $63,840 Building $441,185
2021			$505,025 Land $63,840 Building $441,185

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20
Skyrunner Fixed Wireless	25 / 10

May also be available: Spectrum, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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