620 Mill St, Wayland, MI 49348 Property Records

Allegan County property record for 620 Mill St, Wayland, MI 49348

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,222 sqft · built 1965
Lot Size	0.568 acres (24,742 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Jun 2023)
Tax Bill	$5,002 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jan 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`56-450-228-01`

Property Details

APN / Parcel Number

Primary APN	`56-450-228-01`
Alternative APNs	`03-56-450-228-01` `56-450-228-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,222 sqft Living Area
1st Floor Area	1,222 sqft
Basement Area	1,222 sqft
Unfinished Basement	1,222 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Lot Area	24,742 sqft (0.568 acres)
Lot Dimensions	165 ft deep x 150 ft wide
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	620 MILL ST
City	WAYLAND
State	MI
Zip	49348-1538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 228 AND N 18' LOT 229 KELLOGGS ADDITION TO VILLAGE (NOW CITY) OF WAYLAND. SEC 6 T3N R11W. SURVEY: 0.568 AC (2022) SPLIT/COMBINED ON 05/10/2021 FROM 56-450-227-00, 56-450-228-00;
Legal Range	11W
Legal Township	03N
Legal Section	06
Legal Subdivision	KELLOGGS ADD
Legal Lot Number	228-229
Jurisdiction	ALLEGAN MI
Township / Civil Division	WAYLAND
Census Block Group	1
Census Block	1004
Census Tract	30502

Owner

620 Mill St is owned and occupied by two individuals who bought it in June 2023.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	620 MILL ST, WAYLAND, MI 49348-1538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Jan 3, 2023	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 3, 2018	Deed of Trust, Mortgage THE MICHIGAN HOMEOWNER ASSISTANCE NONPRO
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP
Aug 25, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2023 · Amount on File
Deed Sale	Jun 15, 2023 · Amount on File
Deed Document Number	20238727
Deed Book / Page	4864 / 443
Prior Transfer Date	Aug 17, 2021
Prior Transfer Doc	0000020885
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jun 15, 2023
Property Address	620 MILL ST, WAYLAND, MI 49348-1538
Document Number	004864/443
Book / Page	4864 / 443
Map Reference	LB 24 PG 37
Instrument Date	Jun 8, 2023
Instrument	2023008727
Transaction Type	Transfer
Record Updated	Jul 6, 2023
Title Company	NEXT DOOR TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,837.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	620 MILL ST, WAYLAND, MI 49348-1538

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 MILL ST APT 5, 5, WAYLAND, MI 49348-1541

Mortgage

Document Number	2023008728
Date	Jun 15, 2023
Instrument	2023008728

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	620 MILL ST, WAYLAND, MI 49348-1538
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 MILL ST, WAYLAND, MI 49348-1538

Mortgage

Document Number	004827/120
Date	Jan 3, 2023
Book Page	4827/120
Instrument	2023000098

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	620 MILL ST, WAYLAND, MI 49348-1538
Transaction Type	Mortgage
Record Updated	Jun 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004233/121
Date	Apr 3, 2018
Book Page	4233/121

Lender

Name	THE MICHIGAN HOMEOWNER ASSISTANCE NONPRO
Type	Non-Lending Institution
Address	LANSING, MI 48912

Agreement

Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	620 MILL ST, WAYLAND, MI 49348-1538
Transaction Type	Mortgage
Record Updated	Jun 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004478/817
Date	Jul 1, 2020
Book Page	4478/817

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2030

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	620 MILL ST, WAYLAND, MI 49348-1538
Transaction Type	Mortgage
Record Updated	Sep 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4663/1
Date	Aug 25, 2021
Book Page	4663/1

Lender

Name	HALL FINANCIAL GROUP
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Aug 25, 2021
Property Address	620 MILL ST, WAYLAND, MI 49348-1538
Document Number	004662/984
Book / Page	4662 / 984
Map Reference	LB 24P G 37
Instrument Date	Aug 17, 2021
Transaction Type	Transfer
Record Updated	Jun 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	620 MILL ST, 620, WAYLAND, MI 49348-1538

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 MILL ST, WAYLAND, MI 49348-1538

Tax Assessment & Valuation

The 2025 property tax bill for 620 Mill St was $5,002 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Wayland City
Unified School District	Wayland Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,200 Land $32,000 Building $100,200	$264,400 Land $64,000 Building $200,400
2025	$5,002.00
2023		$91,600 (+11.71%) Land $19,500 Building $72,100	$183,200 (+11.71%) Land $39,000 Building $144,200
2022	$3,247.00 Homeowner's exemption	$82,000 Land $18,000 Building $64,000	$164,000 Land $36,000 Building $128,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 620 Mill St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 620 Mill St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAYLAND serves 4,435 people · EPA ID MI0006940
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Surf Internet, T-Mobile, Verizon.

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