541 Mill St, Wayland, MI 49348 Property Records

Allegan County property record for 541 Mill St, Wayland, MI 49348

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,190 sqft · built 1994
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$145,545 (Jul 2016)
Tax Bill	$3,809 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Aug 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`56-006-038-10`

Property Details

APN / Parcel Number

Primary APN	`56-006-038-10`
Alternative APN	`03-56-006-038-10`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,190 sqft Living Area
1st Floor Area	1,190 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	95.9 ft deep x 104 ft wide
Garage Area	562 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	541 MILL ST
City	WAYLAND
State	MI
Zip	49348-1539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	COM AT N 1/4 PST TH S 86 DEG 46'15 W ON N LIN OF SEC 402.55 FT TO C/L OF MILL ST TH S 3 DEG 23'53 E 330 FT TH S 86 DEG 46'15 W 33 FT TO W R/W OF SD ST & POB OF THIS DESC TH S 3 DEG 23'53 E 104.33 FT TH S 86 DEG 46'15 W 95.86 FT TH N 3 DEG 23'53 W 104
Legal Range	11W
Legal Township	03N
Legal Section	06
Legal Subdivision	KELLOGGS ADD
Jurisdiction	ALLEGAN MI
Township / Civil Division	WAYLAND
Census Block Group	1
Census Block	1005
Census Tract	30502

Owner

541 Mill St is owned and occupied by two individuals who bought it in July 2016.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	541 MILL ST, WAYLAND, MI 49348-1539
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 25, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Mar 1, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 30, 2019	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2016 · Amount on File
Deed Sale	Jul 25, 2016 · Amount on File
Prior Sale	Aug 9, 1999 · Amount on File
Deed Book / Page	4049 / 488
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	541 MILL ST, WAYLAND, MI 49348-1539
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 MILL ST, WAYLAND, MI 49348-1539

Mortgage

Document Number	005096/209
Date	Dec 16, 2025
Book Page	5096/209
Instrument	2025020152

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	541 MILL ST, WAYLAND, MI 49348-1539
Transaction Type	Mortgage
Record Updated	Sep 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 MILL ST, WAYLAND, MI 49348-1539

Mortgage

Document Number	0004881/48
Date	Aug 25, 2023
Book Page	4881/48
Instrument	2023012240

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 26, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	541 MILL ST, WAYLAND, MI 49348-1539
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 MILL ST, WAYLAND, MI 49348-1539

Mortgage

Document Number	004735/108
Date	Mar 1, 2022
Book Page	4735/108
Instrument	2022004215

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	541 MILL ST, WAYLAND, MI 49348-1539
Transaction Type	Mortgage
Record Updated	Sep 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4376/626
Date	Aug 30, 2019
Book Page	4376/626

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 17, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 541 Mill St was $3,809 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Wayland City
Unified School District	Wayland Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,200 Land $15,600 Building $109,600	$250,400 Land $31,200 Building $219,200
2025	$3,809.00
2023		$105,800 Land $12,600 Building $93,200	$211,600 Land $25,200 Building $186,400
2022	$3,363.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 541 Mill St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 541 Mill St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAYLAND serves 4,435 people · EPA ID MI0006940
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Surf Internet, T-Mobile, Verizon.

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