620 Main St E, Girard, PA 16417 Property Records

Erie County property record for 620 Main St E, Girard, PA 16417

Property Summary

Property TypeVehicle Sales & Rentals
Details7,236 sqft · built 1945
Lot Size3.17 acres (138,085 sqft)
OwnerIndividual Name on File
Tax Bill$20,151 (2026)
Deeds & MortgagesApr 2018 Line of Credit
Aug 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN23-013-041.0-023.01

Property Details

APN / Parcel Number

Primary APN23-013-041.0-023.01

Interior

Stories2 Stories
Building Area7,236 sqft Total Area

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Exterior MaterialConcrete Block
Construction TypeWood
Lot Area138,085 sqft (3.17 acres)
Garage TypeDetached
Garage Area1,792 sqft
Parking Spaces6 Parking Spaces
Total Buildings2 Buildings

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address620 MAIN ST E
CityGIRARD
StatePA
Zip16417
Property CategoryCommercial
Property TypeCommercial > Retail > Vehicle Sales & Rentals
Local Zoning CodeC2
Legal Description620 MAIN ST E LOT 2 3.17 AC NET
Legal Lot Number2
JurisdictionERIE PA
Township / Civil DivisionGIRARD
Census Block Group2
Census Block2018
Census Tract10201

Owner

Source: Erie County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address604 MAIN ST E, GIRARD, PA 16417-1715
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2018Deed of Trust, Mortgage · Line of Credit
AMERICREDIT FIN'L SVCS
Aug 23, 2017Deed of Trust, Mortgage · Line of Credit
AMERICREDIT FIN'L SVCS

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE PA
Property Address620 MAIN ST E, GIRARD, PA 16417
Document Number0000001505
Instrument DateApr 10, 2018
Transaction TypeMortgage
Record UpdatedMar 5, 2019
Title CompanyAMROCK INC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 MAIN ST E GIRARD PA 164171715, GIRARD, PA 16417-1715

Mortgage

Document Number0000001505
DateJan 28, 2019
Instrument1505
Lender
NameAMERICREDIT FIN'L SVCS
TypeFunding / Finance Company
AddressIRVING, TX 75039
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE PA
Property Address620 MAIN ST E, GIRARD, PA 16417
Document Number0000018885
Instrument DateAug 23, 2017
Transaction TypeMortgage
Record UpdatedSep 26, 2017
Title CompanyTITLE SOURCE/COMMERCIAL

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 MAIN ST E GIRARD PA 164171715, GIRARD, PA 16417-1715

Mortgage

Document Number0000018885
DateAug 31, 2017
Instrument18885
Lender
NameAMERICREDIT FIN'L SVCS
TypeFunding / Finance Company
AddressIRVING, TX 75039
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Erie County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyErie County
MunicipalityGirard Borough
Unified School DistrictGirard School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$20,151.00 (+7.64%)$614,000 (-) Land $285,300 Building $328,700
2025$18,720.00 (+9.52%)
2024$614,000 Land $285,300 Building $328,700
2023$17,093.00
2013$614,000 Land $285,300 Building $328,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 6, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimJun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGIRARD BORO WATER DEPT
serves 3,301 people · EPA ID PA6250049
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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