522 Main St E, Girard, PA 16417 Property Records

Erie County property record for 522 Main St E, Girard, PA 16417

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,328 sqft · built 1947
Lot Size	0.698 acres (30,405 sqft)
Owner	Company Name on File
Last Sale	$92,500 (Apr 2021)
Tax Bill	$3,483 (2026)
Deeds & Mortgages	Apr 2021 Line of Credit Apr 2021 Sale & Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23-013-041.0-019.00`

Property Details

APN / Parcel Number

Primary APN	`23-013-041.0-019.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,328 sqft Living Area
Gross Area	4,202 sqft
Attic	Attic
Attic Area	480 sqft
Basement Area	2,090 sqft
Unfinished Basement	2,090 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Frame
Lot Area	30,405 sqft (0.698 acres)
Lot Dimensions	300 ft deep x 115 ft wide
Deck Area	384 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	522 MAIN ST E
City	GIRARD
State	PA
Zip	16417-1751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C2
Legal Description	522 MAIN ST E 115X300.44
Jurisdiction	ERIE PA
Township / Civil Division	GIRARD
Census Block Group	2
Census Block	2018
Census Tract	10201

Owner

522 Main St E is owned by a company that bought it in April 2021.

Source: Erie County records, as of July 17, 2026

Owner of Record	Company Name on File
Mailing Address	522 MAIN ST E, GIRARD, PA 16417-1751
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · Line of Credit ENTERPRISE DEVELOPMENT FUND OF ERIE COUN
Apr 27, 2021	Corporation Deed, Transfer · Construction Mortgage CONNEAUT SAVINGS BANK
Aug 14, 2020	Foreclosure ATTORNEY ONLY
Aug 2, 2017	Grant Deed, Transfer ATTORNEY ONLY
Mar 15, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2021 · Amount on File
Deed Sale	Apr 27, 2021 · Amount on File
Prior Sale	Aug 14, 2020 · Amount on File
Deed Document Number	202110175
Prior Transfer Date	Mar 6, 2017
Prior Transfer Doc	0000005240
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE PA
Property Address	522 MAIN ST E, GIRARD, PA 16417-1751
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021010177
Date	Apr 27, 2021
Instrument	2021-010177

Lender

Name	ENTERPRISE DEVELOPMENT FUND OF ERIE COUN
Type	Government Agency
Address	ERIE, PA 16501

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2021: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	ERIE PA
Recording Date	Apr 27, 2021
Property Address	522 MAIN ST E, GIRARD, PA 16417-1751
Document Number	0000010175
Instrument Date	Apr 5, 2021
Instrument	2021-010175
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 MAIN ST E, GIRARD, PA 16417-1751

Mortgage

Document Number	2021010176
Date	Apr 27, 2021
Instrument	2021-010176

Lender

Name	CONNEAUT SAVINGS BANK
Type	Bank
Address	CONNEAUT, OH 44030

Agreement

Type	Construction Mortgage
Amount	Amount on Record

August 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	ERIE PA
Recording Date	Aug 14, 2020
Property Address	522 MAIN ST E, GIRARD, PA 16417-1751
Document Number	0000015810
Instrument Date	Aug 14, 2020
Instrument	15810
Transaction Type	Foreclosure
Record Updated	Oct 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6829 N 12TH ST PHOENIX AZ 850141109, PHOENIX, AZ 85014-1109

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ERIE PA
Recording Date	Aug 2, 2017
Property Address	522 MAIN ST E, GIRARD, PA 16417-1751
Document Number	0000016538
Instrument Date	Aug 2, 2017
Instrument	16538
Transaction Type	Transfer
Record Updated	Sep 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$700.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	522 MAIN ST E GIRARD PA 164171713, GIRARD, PA 16417-1713

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ERIE PA
Recording Date	Mar 15, 2017
Property Address	522 MAIN ST E, GIRARD, PA 16417-1751
Document Number	0000005240
Instrument Date	Mar 6, 2017
Instrument	5240
Transaction Type	Transfer
Record Updated	Apr 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	21 S PARK ROW GIRARD PA 164171629, GIRARD, PA 16417-1629

Tax Assessment & Valuation

The 2026 property tax bill for 522 Main St E was $3,483, up 7.7% from the year before.

Source: Erie County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Erie County
Municipality	Girard Borough
Unified School District	Girard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,483.00 (+7.67%)	$106,130 Land $30,400 Building $75,730
2025	$3,235.00
2024		$106,130 Land $30,400 Building $75,730
2023	$2,954.00
2013			$106,130 Land $30,400 Building $75,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 522 Main St E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective June 6, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 522 Main St E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIRARD BORO WATER DEPT serves 3,301 people · EPA ID PA6250049
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Velocity.Net Communications.

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