620 Lancaster St, Fredericksburg, VA 22405 Property Records

Stafford County property record for 620 Lancaster St, Fredericksburg, VA 22405

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,656 sqft · built 1981
Lot Size	0.279 acres (12,179 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (May 2020)
Tax Bill	$3,680 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54S-3-123`

Property Details

APN / Parcel Number

Primary APN	`54S-3-123`
Alternative APNs	`054S 3 123` `36199`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,656 sqft Living Area
1st Floor Area	780 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Architectural Style	Other
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,179 sqft (0.279 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Fence	Fence
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	36199
Old Parcel Number	054S 3 123
Street Address	620 LANCASTER ST
City	FREDERICKSBURG
State	VA
Zip	22405-2448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1- SUBURB RES
Legal Description	LOT 123 SEC 3 12180 SQFT CLEARVIEW HEIGHTS
Legal Subdivision	CLEARVIEW HEIGHTS
Legal Lot Number	123
Jurisdiction	STAFFORD VA
Township / Civil Division	FALMOUTH
Census Block Group	3
Census Block	3002
Census Tract	10404

Owner

620 Lancaster St is owned and occupied by two individuals who bought it in May 2020.

Source: Stafford County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	620 LANCASTER ST, FREDERICKSBURG, VA 22405-2448
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2020 · Amount on File
Deed Sale	May 5, 2020 · Amount on File
Prior Sale	Sep 22, 2004 · Amount on File
Deed Document Number	200009733
Deed Book / Page	1300 / 10689
Prior Transfer Date	Apr 30, 2013
Prior Transfer Doc	0130010689
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	620 LANCASTER ST, FREDERICKSBURG, VA 22405-2448
Document Number	200009734
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 LANCASTER ST FREDERICKSBURG VA 224052448, FREDERICKSBURG, VA 22405-2448

Mortgage

Document Number	200009734
Date	May 5, 2020
Instrument	9734

Lender

Name	WELLS FARGO BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 4, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 620 Lancaster St was $3,680.

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,680.00	$392,900 Land $125,000 Building $267,900	$392,900 Land $125,000 Building $267,900
2023	$3,075.00	$325,400 Land $125,000 Building $200,400	$325,400 Land $125,000 Building $200,400
2021	$2,601.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 Lancaster St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Lancaster St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20