612 Lancaster St, Fredericksburg, VA 22405 Property Records

Stafford County property record for 612 Lancaster St, Fredericksburg, VA 22405

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,980 sqft · built 1979
Lot Size	0.308 acres (13,443 sqft)
Owner	Owner Name on File
Last Sale	$229,900 (Mar 2003)
Tax Bill	$3,718 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`54S-3-127`

Property Details

APN / Parcel Number

Primary APN	`54S-3-127`
Alternative APNs	`054S 3 127` `36203`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,980 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Other
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,443 sqft (0.308 acres)
Garage Type	Attached
Garage Area	551 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	370 sqft
Deck Area	396 sqft
Patio Area	396 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	36203
Old Parcel Number	054S 3 127
Street Address	612 LANCASTER ST
City	FREDERICKSBURG
State	VA
Zip	22405-2448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1- SUBURB RES
Legal Description	LOT 127 SEC 3 13443 SQFT CLEARVIEW HEIGHTS
Legal Subdivision	CLEARVIEW HEIGHTS
Legal Lot Number	127
Jurisdiction	STAFFORD VA
Township / Civil Division	FALMOUTH
Census Block Group	3
Census Block	3002
Census Tract	10404

Owner

The current owner of 612 Lancaster St bought it in March 2003.

Source: Stafford County records, as of November 17, 2025

Owner of Record	Owner Name on File
Mailing Address	612 LANCASTER ST, FREDERICKSBURG, VA 22405-2448
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2003 · Amount on File
Deed Sale	Mar 28, 2003 · Amount on File
Deed Document Number	30011573
Deed Book / Page	0300 / 11573
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	612 LANCASTER ST, FREDERICKSBURG, VA 22405-2448
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190005048
Date	Apr 10, 2019
Instrument	190005048

Lender

Name	BRANCH BANKING & TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 612 Lancaster St was $3,718.

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,718.00	$397,000 Land $125,000 Building $272,000	$397,000 Land $125,000 Building $272,000
2023	$3,250.00	$344,000 Land $125,000 Building $219,000	$344,000 Land $125,000 Building $219,000
2021	$2,548.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 612 Lancaster St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 612 Lancaster St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20