620 Lake St, Troy, TX 76579 Property Records

Bell County property record for 620 Lake St, Troy, TX 76579

Property Summary

Property Type	Single Family Home
Details	1 ba · 632 sqft · built 1908
Lot Size	0.479 acres (20,878 sqft)
Owner	Individual Name on Record
Tax Bill	$268 (2023)
Flood Zone	Zone X (minimal risk)
APN	`0376620000`

Property Details

APN / Parcel Number

Primary APN	`0376620000`
Alternative APNs	`116528` `859560`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	632 sqft Living Area
1st Floor Area	632 sqft
Flooring	Wood

Exterior

Year Built	Built 1908
Exterior Material	Wood Siding
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Other
Lot Area	20,878 sqft (0.479 acres)
Lot Dimensions	174 ft deep x 120 ft wide
Porch	Open Porch
Porch Area	84 sqft

Location & Zoning

Account Number	859560
Street Address	620 LAKE ST
City	TROY
State	TX
Zip	76579-2592
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	THOMPSON ADDITION, BLOCK 001, LOT 10, 11
Legal Subdivision	THOMPSON ADDITION
Legal Block	1
Legal Lot Number	10,11 11
Jurisdiction	BELL TX
Township / Civil Division	EAST BELL
Census Block Group	2
Census Block	2009
Census Tract	20102

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	718 E MAIN ST, TROY, TX 76579-2548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2018
Deed Sale	Nov 25, 2018
Deed Document Number	201900019441
Record Updated	Jun 7, 2026

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Troy City
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$268.00 (-4.96%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$28,000 Land $10,440 Building $17,560	$28,000 Land $10,440 Building $17,560
2022	$282.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TROY serves 4,367 people · EPA ID TX0140037
Water Source	Purchased surface water from CITY OF TEMPLE
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Nextlink Fixed Wireless	500 / 100