Bell County property record for 514 Lake St, Troy, TX 76579
| Property Type | Single Family Home |
|---|---|
| Details | 2,910 sqft · built 2020 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $8,228 (2023) |
| Deeds & Mortgages | Jul 2020 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 0376600008 |
| Primary APN | 0376600008 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,910 sqft Living Area |
| 2nd Floor Area | 460 sqft |
| Year Built | Built 2020 |
|---|---|
| Lot Area | 25,265 sqft (0.58 acres) |
| Lot Dimensions | 174 ft deep x 145 ft wide |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 710 sqft |
| Storage Building | 224 sqft |
| Street Address | 514 LAKE ST |
|---|---|
| City | TROY |
| State | TX |
| Zip | 76579-2552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THOMPSON ADDITION REPLAT NO 1 (L1-4 B1), BLOCK 001, LOT 0002, ACRES .58 |
| Legal Subdivision | THOMPSON ADDITION REPLAT NO 1 (L1-4 B1) |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | BELL TX |
| Township / Civil Division | EAST BELL |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 20102 |
Source: Bell County records, as of April 1, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 562, TROY, TX 76579-0562 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2020 |
| Deed Sale | Apr 9, 2020 |
| Deed Document Number | 2020021004 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 514 LAKE ST, TROY, TX 76579-2552 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Title Company | MONTEITH ABSTRACT & TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000038048 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 2020-00038048 |
| Name | RANDOLPH BROOKS FCU |
|---|---|
| Type | Credit Union |
| Address | UNIVERSAL CITY, TX 78148 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Aug 1, 2051 |
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Troy City |
| Unified School District | Troy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $8,228.00 (-16.13%) Homeowner's exemption Senior Citizen's exemption | $638,612 Land $12,632 Building $625,980 | $638,612 Land $12,632 Building $625,980 |
| 2022 | $9,811.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TROY serves 4,367 people · EPA ID TX0140037 |
|---|---|
| Water Source | Purchased surface water from CITY OF TEMPLE |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
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