Black Hawk County property record for 620 Joseph Rd, Dunkerton, IA 50626
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,092 sqft · built 1976 |
| Lot Size | 0.345 acres (15,040 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (May 2026) |
| Tax Bill | $3,082 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9011-33-126-014 |
| Primary APN | 9011-33-126-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 1,092 sqft |
| Finished Basement | 860 sqft |
| Unfinished Basement | 1,092 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,040 sqft (0.345 acres) |
| Lot Dimensions | 160 ft deep x 102 ft wide |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 324 sqft |
| Patio Area | 764 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 620 JOSEPH RD |
|---|---|
| City | DUNKERTON |
| State | IA |
| Zip | 50626-9759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAR HAUP COUNTRY CLUB ESTATES LOT 37 ALSO PART LOT 36 BEG AT NW COR TH S ALONG W LINE SAID LOT 36 5.06 FT TH E PAR N LINE |
| Legal Range | 11W |
| Legal Township | 90N |
| Legal Section | 33 |
| Legal Subdivision | BAR HAUP COUNTRY CLUB ESTATES |
| Legal Lot Number | 36,37 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | LESTER |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 2800 |
620 Joseph Rd is owned and occupied by an individual who bought it in May 2026.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 620 JOSEPH RD, DUNKERTON, IA 50626-9759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage U S BANK N A |
| May 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage US BANK |
| Apr 5, 2024 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU |
| Apr 5, 2024 | Legal Action/Court Order, Foreclosure · Conventional Mortgage VERIDIAN CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on File |
| Deed Sale | May 29, 2026 · Amount on File |
| Prior Sale | Apr 5, 2024 · Amount on File |
| Deed Document Number | 20267811 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | May 29, 2026 |
| Property Address | 620 JOSEPH RD, DUNKERTON, IA 50626-9759 |
| Document Number | 0000007811 |
| Instrument Date | May 28, 2026 |
| Instrument | 20267811 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2026 |
| Title Company | BLACK HAWK COUNTY ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $33,855.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 620 JOSEPH RD, DUNKERTON, IA 50626-9759 |
| Document Number | 0000007812, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 20267812 |
| Name | U S BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | May 29, 2026 |
| Property Address | 620 JOSEPH RD, DUNKERTON, IA 50626-9759 |
| Document Number | 0202607811 |
| Instrument Date | May 28, 2026 |
| Instrument | 20267811 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | BLACK HAWK COUNTY ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $33,855.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 620 JOSEPH RD, DUNKERTON, IA 50626-9759 |
| Document Number | 0000007812, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 20267812 |
| Name | US BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 620 JOSEPH RD, DUNKERTON, IA 50626-9759 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Title Company | TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 202400012297 |
|---|---|
| Date | Apr 5, 2024 |
| Instrument | 202400012297 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | 1827 ANSBOROUGH AVE, WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 8.25% |
| Index | 1-Year CMT |
| Max Rate | 12.2% |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Apr 5, 2024 |
| Property Address | 620 JOSEPH RD, DUNKERTON, IA 50626-9759 |
| Document Number | 202400012296 |
| Instrument Date | Apr 4, 2024 |
| Instrument | 202400012296 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 19, 2026 |
| Title Company | TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $301.60 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 620 JOSEPH RD, DUNKERTON, IA 50626-9759 |
| Document Number | 202400012297 |
|---|---|
| Date | Apr 5, 2024 |
| Instrument | 202400012297 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Index | 1-Year CMT |
The 2025 property tax bill for 620 Joseph Rd was $3,082, down 6% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Dunkerton City |
| Unified School District | Dunkerton Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,082.00 (-5.98%) | $210,640 Land $22,620 Building $188,020 | $210,640 Land $22,620 Building $188,020 |
| 2024 | $3,278.00 | ||
| 2023 | $207,780 (+31.86%) Land $22,620 Building $185,160 | $207,780 Land $22,620 Building $185,160 | |
| 2022 | $2,748.00 Homeowner's exemption | $157,580 Land $22,620 Building $134,960 | |
| 2021 | $157,580 Land $22,620 Building $134,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 620 Joseph Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 56 (1990–2018) |
| Claims Outside the SFHA | 1 of 56 |
| Most Recent Claim | Sep 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 620 Joseph Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNKERTON MUNI WATER SUPPLY serves 842 people · EPA ID IA0717084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dunkerton Telephone Cooperative Fiber | 1,000 / 500 |
| Starlink Satellite | 280 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
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