Black Hawk County property record for 604 Joseph Rd, Dunkerton, IA 50626
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 921 sqft · built 1978 |
| Lot Size | 0.318 acres (13,855 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,500 (Feb 2006) |
| Tax Bill | $2,548 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Jun 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9011-33-126-012 |
| Primary APN | 9011-33-126-012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 921 sqft Living Area |
| 1st Floor Area | 921 sqft |
| Basement Area | 921 sqft |
| Finished Basement | 600 sqft |
| Unfinished Basement | 921 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Foyer |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 13,855 sqft (0.318 acres) |
| Lot Dimensions | 163 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 868 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 144 sqft |
|---|---|
| Patio Area | 326 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 604 JOSEPH RD |
|---|---|
| City | DUNKERTON |
| State | IA |
| Zip | 50626-9759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAR HAUP COUNTRY CLUB ESTATES LOT 39 |
| Legal Range | 11W |
| Legal Township | 90N |
| Legal Section | 33 |
| Legal Subdivision | BAR HAUP COUNTRY CLUB ESTATES |
| Legal Lot Number | 39 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | LESTER |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 2800 |
604 Joseph Rd is owned and occupied by an individual who acquired it in December 2022.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 604 JOSEPH RD, DUNKERTON, IA 50626-9759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2022 | Deed of Trust, Mortgage · Line of Credit FIDELITY BANK & TRUST |
| Jun 22, 2017 | Deed of Trust, Mortgage · Closed-End Mortgage STATE BANK |
| Feb 25, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FIDELITY BANK & TRUST |
| Feb 4, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance STATE BANK |
| Dec 27, 2021 | Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage FIDELITY BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 21, 2006 · Amount on File |
| Deed Sale | Feb 21, 2006 · Amount on File |
| Deed Document Number | 200620315 |
| Last Transfer Date | Dec 26, 2022 |
| Transfer Doc | 0000013231 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 604 JOSEPH RD, DUNKERTON, IA 50626-9759 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 604 JOSEPH RD, DUNKERTON, IA 50626-9759 |
| Document Number | 202200019126 |
|---|---|
| Date | Mar 31, 2022 |
| Instrument | 202200019126 |
| Name | FIDELITY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | JANESVILLE, IA 50647 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 29, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 604 JOSEPH RD, DUNKERTON, IA 50626-9759 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 201700022516 |
|---|---|
| Date | Jun 22, 2017 |
| Instrument | 2017-00022516 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Address | NEW HAMPTON, IA 50659 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jul 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 604 JOSEPH RD, DUNKERTON, IA 50626-9759 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202000014617 |
|---|---|
| Date | Feb 25, 2020 |
| Instrument | 202000014617 |
| Name | FIDELITY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 604 JOSEPH RD, DUNKERTON, IA 50626-9759 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 201900011838 |
|---|---|
| Date | Feb 4, 2019 |
| Instrument | 201900011838 |
| Name | STATE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2034 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Dec 27, 2021 |
| Property Address | 604 JOSEPH RD, DUNKERTON, IA 50626-9759 |
| Document Number | 202200013231 |
| Instrument Date | Dec 18, 2021 |
| Instrument | 202200013231 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 604 JOSEPH RD, DUNKERTON, IA 50626-9759 |
| Document Number | 202200013232 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 202200013232 |
| Name | FIDELITY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | JANESVILLE, IA 50647 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 604 Joseph Rd was $2,548 with a homeowner's exemption, down 5% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Dunkerton City |
| Unified School District | Dunkerton Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,548.00 (-5%) Homeowner's exemption | $185,020 Land $20,080 Building $164,940 | $185,020 Land $20,080 Building $164,940 |
| 2024 | $2,682.00 | ||
| 2023 | $180,320 (+29.91%) Land $20,080 Building $160,240 | $180,320 Land $20,080 Building $160,240 | |
| 2022 | $2,400.00 Homeowner's exemption | $138,800 Land $20,080 Building $118,720 | |
| 2021 | $138,800 Land $20,080 Building $118,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 604 Joseph Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 56 (1990–2018) |
| Claims Outside the SFHA | 1 of 56 |
| Most Recent Claim | Sep 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 604 Joseph Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNKERTON MUNI WATER SUPPLY serves 842 people · EPA ID IA0717084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dunkerton Telephone Cooperative Fiber | 1,000 / 500 |
| Starlink Satellite | 280 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
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