620 Gardner St, Bellevue, OH 44811 Property Records

Sandusky County property record for 620 Gardner St, Bellevue, OH 44811

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,958 sqft · built 1900
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$184,000 (Feb 2021)
Tax Bill	$2,772 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Sep 2017 Sale
APN	`03-60-00-0033-14`

Property Details

APN / Parcel Number

Primary APN	`03-60-00-0033-14`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,958 sqft Living Area
1st Floor Area	2,174 sqft
Upper Floors Area	737 sqft
Basement Area	835 sqft
Unfinished Basement	835 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Other
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	220 ft deep x 120 ft wide
Garage Area	598 sqft
Porch	Slab
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	620 GARDNER ST
City	BELLEVUE
State	OH
Zip	44811-1619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33 PT
Legal Block	14
Legal Lot Number	33
Jurisdiction	SANDUSKY OH
Township / Civil Division	BELLEVUE
Census Block Group	3
Census Block	3001
Census Tract	962200

Owner

620 Gardner St is owned and occupied by an individual who bought it in February 2021.

Source: Sandusky County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	620 GARDNER ST, BELLEVUE, OH 44811-1619
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Sep 29, 2017	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2021 · Amount on File
Deed Sale	Feb 24, 2021 · Amount on File
Prior Sale	Sep 29, 2017 · Amount on File
Deed Document Number	20211229
Deed Book / Page	240 / 52
Prior Transfer Date	Nov 29, 2016
Prior Transfer Doc	00179/2537
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANDUSKY OH
Recording Date	Feb 24, 2021
Property Address	620 GARDNER ST, BELLEVUE, OH 44811-1619
Document Number	0000240/52
Book / Page	240 / 52
Instrument Date	Feb 23, 2021
Instrument	202100001229
Transaction Type	Transfer
Record Updated	Apr 4, 2022
Title Company	ALLY TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$736.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	620 GARDNER ST, BELLEVUE, OH 44811-1619

Mortgage

Document Number	202100001230
Date	Feb 24, 2021
Instrument	202100001230

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANDUSKY OH
Recording Date	Sep 29, 2017
Property Address	620 GARDNER ST, BELLEVUE, OH 44811-1619
Document Number	00190/2639
Book / Page	190 / 2639
Instrument Date	Sep 29, 2017
Instrument	201700005890
Transaction Type	Transfer
Record Updated	Apr 4, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 GARDNER ST, BELLEVUE, OH 44811-1813

Tax Assessment & Valuation

The 2025 property tax bill for 620 Gardner St was $2,772.

Source: Sandusky County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Bellevue City
County	Sandusky County
Unified School District	Bellevue City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,772.00	$64,820 (-) Land $10,360 Building $54,460
2024	$2,772.00 (+5.72%)	$64,820 (+12.03%) Land $10,360 Building $54,460	$185,200 Land $29,600 Building $155,600
2023	$2,622.00 Homeowner's exemption	$57,860 Land $9,240 Building $48,620
2021			$165,300 Land $26,400 Building $138,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 620 Gardner St; there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1979–2006)
Most Recent Claim	Jun 2006 · Severe Storms, Tornadoes, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Gardner St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLEVUE CITY serves 8,236 people · EPA ID OH3900011
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

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