613 Gardner St, Bellevue, OH 44811 Property Records

Sandusky County property record for 613 Gardner St, Bellevue, OH 44811

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,262 sqft · built 1962
Lot Size	0.268 acres (11,674 sqft)
Owner	Individual Name on File
Tax Bill	$1,472 (2025)
Deeds & Mortgages	May 2023 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`03-60-00-0030-03`

Property Details

APN / Parcel Number

Primary APN	`03-60-00-0030-03`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,262 sqft Living Area
1st Floor Area	2,524 sqft
Basement Area	1,262 sqft
Unfinished Basement	1,262 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Shingle
Lot Area	11,674 sqft (0.268 acres)
Lot Dimensions	130 ft deep x 90 ft wide
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	613 GARDNER ST
City	BELLEVUE
State	OH
Zip	44811-1614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	O L 30 PT
Legal Subdivision	BELLEVUE
Legal Block	3
Legal Lot Number	30
Jurisdiction	SANDUSKY OH
Township / Civil Division	BELLEVUE
Census Block Group	3
Census Block	3008
Census Tract	962200

Owner

613 Gardner St is owned and occupied by an individual.

Source: Sandusky County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	613 GARDNER ST, BELLEVUE, OH 44811-1614
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Deed of Trust, Mortgage · Line of Credit PREMIER BANK
Nov 10, 2021	Deed of Trust, Mortgage · Commercial Mortgage PREMIER BANK
Feb 17, 2017	Deed of Trust, Mortgage HOME SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDUSKY OH
Property Address	613 GARDNER ST, BELLEVUE, OH 44811-1614
Transaction Type	Mortgage
Record Updated	Jun 28, 2023
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 GARDNER ST, BELLEVUE, OH 44811-1614

Mortgage

Document Number	000283/770
Date	May 25, 2023
Book Page	283/770
Instrument	202300002660

Lender

Name	PREMIER BANK
Type	Bank
Address	BELLEVUE, OH 44811

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDUSKY OH
Property Address	613 GARDNER ST, BELLEVUE, OH 44811-1614
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 GARDNER ST, BELLEVUE, OH 44811-1614

Mortgage

Document Number	00253/1187
Date	Nov 10, 2021
Book Page	253/1187
Instrument	202100008331

Lender

Name	PREMIER BANK
Type	Bank
Address	BELLEVUE, OH 44811

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	15 Months
Due	Nov 13, 2051

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDUSKY OH
Property Address	613 GARDNER ST, BELLEVUE, OH 44811-1614
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	182/0091
Date	Feb 17, 2017
Book Page	182/0091
Instrument	201700000951

Lender

Name	HOME SAVINGS BANK
Type	Bank
Address	YOUNGSTOWN, OH 44501

Agreement

Amount	Amount on Record
Term	60 Months
Due	Feb 24, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 613 Gardner St was $1,472 with a homeowner's exemption, down 22.8% from the year before.

Source: Sandusky County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Bellevue City
County	Sandusky County
Unified School District	Bellevue City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,472.00 (-22.77%) Homeowner's exemption	$44,560 (-) Land $7,390 Building $37,170
2024	$1,906.00 (+5.77%)	$44,560 (+12.07%) Land $7,390 Building $37,170	$127,300 Land $21,100 Building $106,200
2023	$1,802.00 Homeowner's exemption	$39,760 Land $6,580 Building $33,180
2021			$113,600 Land $18,800 Building $94,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 613 Gardner St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 11, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1979–2006)
Most Recent Claim	Jun 2006 · Severe Storms, Tornadoes, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 613 Gardner St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLEVUE CITY serves 8,236 people · EPA ID OH3900011
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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