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620 Frances St, Key West, FL 33040 Property Records

Monroe County property record for 620 Frances St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,012 sqft · built 1953
Lot Size0.108 acres (4,684 sqft)
OwnerIndividual Name on Record
Last Sale$1,825,000 (Aug 2018)
Tax Bill$9,959 (2024)
Deeds & MortgagesAug 2018 Sale
Apr 2017 Transfer
Flood ZoneZone X (moderate risk)
APN00010570-000000

Property Details

APN / Parcel Number

Primary APN00010570-000000
Alternative APNs
  • 01010100010570000000
  • 1010863

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,012 sqft Living Area
1st Floor Area2,012 sqft
FlooringCeramic Tile
Interior WallsWood

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 2019
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area4,684 sqft (0.108 acres)
Lot Dimensions94 ft deep x 50 ft wide

Exterior Amenities

Pool Area190 sqft
PorchOpen Porch
Porch Area854 sqft
Patio Area1,675 sqft
Water FeatureWater Feature

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1010863
Street Address620 FRANCES ST
CityKEY WEST
StateFL
Zip33040-7181
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHHDR
Legal DescriptionKW PT LT 1 SQR 56 OR300-390/91 OR536-916 OR628-802 OR836-1120 OR935-952/53 OR975-1032/33 OR1055-2321/22 OR1055-2323/24 OR1352-1390 OR1388-1982/84 OR1451-974/77 OR1803-1850/51 OR1855-2402/03 OR1897-2454/56 OR2270-763/64 OR2532-1169/70 OR2849-702/04 OR
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionKEY WEST SQUARE 56
Legal Lot Number1
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3009
Census Tract972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address620 FRANCES ST, KEY WEST, FL 33040-7181
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Apr 17, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 10, 2018 · Amount on Record
Deed SaleAug 10, 2018 · Amount on Record
Prior SaleAug 31, 2011 · Amount on Record
Deed Document Number20181949
Deed Book / Page2921 / 1333
Prior Transfer DateApr 12, 2017
Prior Transfer Doc0028490702
Record UpdatedJun 8, 2026

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateAug 10, 2018
Property Address620 FRANCES ST, KEY WEST, FL 33040-7181
Document Number0029211333
Book / Page002921 / 001333
Instrument DateAug 2, 2018
Instrument2181949
Transaction TypeTransfer
Record UpdatedSep 10, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$12,775.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 FRANCES ST KEY WEST FL 330407181, KEY WEST, FL 33040-7181

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateApr 17, 2017
Property Address620 FRANCES ST, KEY WEST, FL 33040-7181
Document Number0028490702
Book / Page002849 / 000702
Instrument DateApr 12, 2017
Instrument2118890
Transaction TypeTransfer
Record UpdatedJun 14, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address12871 HORSESHOE CIR HUGHES AR 723489536, HUGHES, AR 72348-9536

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,227,119 (+5.99%)$2,756,856 (+5.29%) Land $1,409,697 Building $1,347,159
2024$9,959.00 (+1.6%)
2023$9,802.00 (+8.02%) Homeowner's exemption$1,157,802 (+6.56%)$2,618,284 (+30.64%) Land $1,334,940 Building $1,283,344
2022$9,074.00 Homeowner's exemption$1,086,520$2,004,214 Land $854,362 Building $1,149,852

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 248 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies259 units insured
incl. 11 condo units
Nearby Flood Claims11 (2005–2025)
Claims Outside the SFHA2 of 11
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Wilma, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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