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615 Frances St, Key West, FL 33040 Property Records

Monroe County property record for 615 Frances St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,540 sqft · built 1933
Lot Size0.068 acres (2,970 sqft)
Owner2 Individual Names on File
Last Sale$1,575,000 (Jan 2021)
Tax Bill$15,195 (2024)
Deeds & MortgagesJan 2021 Sale
Flood ZoneZone X (moderate risk)
APN00010440-000000

Property Details

APN / Parcel Number

Primary APN00010440-000000
Alternative APNs
  • 01010100010440000000
  • 1010731

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,540 sqft Living Area
1st Floor Area834 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 2017
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area2,970 sqft (0.068 acres)
Lot Dimensions90 ft deep x 33 ft wide

Exterior Amenities

Pool Area300 sqft
PorchOpen Porch
Porch Area210 sqft
Patio Area208 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1010731
Street Address615 FRANCES ST
CityKEY WEST
StateFL
Zip33040-7122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHHDR
Legal DescriptionKW PT LOT 4 SQR 55 (PT LT 4 - BOOK I PAGES 36-37) YY-151 OR522-571 OR754-581 OR806-1785 OR900-1074 OR1099-1293 OR1448-2097/99 OR1483-1384/85 OR1944-1190/92 OR2613-176/78 OR2627-1028/29 OR3067-2465
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionISLAND/KEY WEST
Legal Block55
Legal Lot Number4
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3008
Census Tract972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

615 Frances St is owned by two individuals who bought it in January 2021.

Source: Monroe County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address142 BLUE JAY RD, DADEVILLE, AL 36853-5158
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 8, 2021 · Amount on File
Deed SaleJan 8, 2021 · Amount on File
Prior SaleMay 6, 2013 · Amount on File
Deed Document Number20212298425
Deed Book / Page3067 / 2465
Prior Transfer DateJan 23, 2013
Prior Transfer Doc0026130176
Record UpdatedJun 8, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJan 8, 2021
Property Address615 FRANCES ST, KEY WEST, FL 33040-7122
Document Number0030672465
Book / Page3067 / 2465
Map ReferenceMB I PG 36&37
Instrument DateJan 7, 2021
Instrument2298425
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$11,025.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address524 SOUTHARD ST, 524, KEY WEST, FL 33040-6889

Transferred To (Grantee/Buyer)

NameVerified Name
Address986 FAIRVIEW DR, AUBURN, AL 36830-0001

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,898,628 Land $1,223,878 Building $674,750$1,898,628 Land $1,223,878 Building $674,750
2024$15,195.00 (+9.01%)
2023$13,939.00 (+13.65%)$1,679,036 (+17.24%) Land $1,049,145 Building $629,891$1,679,036 (+17.24%) Land $1,049,145 Building $629,891
2022$12,265.00$1,432,123 Land $794,921 Building $637,202$1,432,123 Land $794,921 Building $637,202

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 615 Frances St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 248 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies259 units insured
incl. 11 condo units
Nearby Flood Claims11 (2005–2025)
Claims Outside the SFHA2 of 11
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Wilma, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 615 Frances St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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